Child Trust Fund (CTF)
Do you have a Child Trust Fund from the Government? Prepare for a brighter financial future.
Do you have a Child Trust Fund from the Government? Prepare for a brighter financial future.
Simple, affordable investing with financial guidance
Our customers rate us 4.7 out of 5 stars
Taking care of family finances for nearly 150 years
To find out about your options at 18, or you're a parent wanting to understand your child's options, we have a dedicated page to help you.
Do you have a CTF with another provider and want to transfer to us? Find out how you can transfer to Foresters.
Not sure where your Child Trust Fund is? Find out if your CTF is saved with Foresters or another provider using the CTF register.
See how much the money could be worth that you save in your child's Child Trust Fund by age 18 with our simple calculator.
Are you an existing Child Trust Fund customer? Find all the important documents you need for the CTF below.
Want to see how your Child Trust Fund with Foresters is performing or more information about the fund(s)?
A Child Trust Fund is a long-term children’s savings account introduced by the Government, for children born between 1st September 2002 and 2nd January 2011.
New Child Trust Funds cannot be opened, however you can transfer a Child Trust Fund to us. Contributing to the Child Trust Fund until age 18. Where the child will have the option to continue investing and/or access the money. Transfer a CTF to Foresters >
Set up contributions from as little as £10 up to £9,000 each year (running from birthday to birthday). Friends and family can contribute too – helping to build up your child's savings pot. Ways to contribute to a CTF with Foresters >
By saving with us, at 18 your child will become a member, and will have access to a range of exclusive benefits, such as volunteer grants, member discounts and Scholarships – just to name a few! Take a look at the member benefits >
Member benefits are not regulated by the Prudential Regulation Authority or the Financial Conduct Authority and may change in the future.
If you would like to transfer to our Forester Life Child Trust Fund you can invest in one fund, or a combination of the two, it's up to you.
A global, straightforward fund designed for Foresters customers
Invest in your future in a fund that has a focus on sustainability
If you already have a Child Trust Fund with us, you have the option to invest in the funds above, you can make a fund switch by logging into your MyPlans account, or by downloading the fund switch form.
View the CTF value, make contributions, view fund performance, documents, and so much more.
Existing customer? Login to MyPlans >
If the Child Trust Fund was originally held with Halifax or The Children's Mutual we are now looking after the CTFs.
If you have parental responsibility, or are aged 16 or over, you can apply to become the official Registered Contact for the CTF by completing the form.
If there is already a Registered Contact for the CTF, please contact our Customer Services Team.
You can transfer for the Child Trust Fund to another CTF provider or to a Junior ISA provider. To make a transfer to another provider, you will need to contact your new provider first so they can start the transfer process. Before submitting the transfer request to your new provider, please ensure your personal details with us are up to date, as the information you provide will need to match with your new provider. You can check the account details and update if necessary, online with MyPlans or by contacting Customer Services.
We do not charge for any transfers.
As your child reaches age 18 it's good for them to learn the basics on finance and investing, as soon they will have the choice to continue saving their money, and/or access the money.
See how much money you could save for your child, give them a lump sum at 18 to start adulthood.
The calculation is based on:
Description of member benefits that you may receive assumes you are a Foresters member. Members must be 18 years of age or older and must have an active Foresters Plan and maintain it in good standing. Foresters member benefits are non-contractual, subject to benefit specific eligibility requirements, definitions and limitations and may be changed or cancelled without notice. Member benefits are not regulated by the Prudential Regulation Authority or the Financial Conduct Authority and may change in the future.
View Plan value and fund performance
Make contributions in just a few clicks
Open new products
Financial guidance
Update your personal details
Access to your documents