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Live a healthier lifestyle and save money

Our Quit Smoking Incentive Plan can provide extra encouragement with significant savings on life insurance premiums for smokers who quit.

2020 Foresters Competitive Scholarship winners

Surprising ways to improve your mental health

Explore life insurance with a larger purpose

Dr. Oronhyatekha

The man behind our purpose

Dr. Oronhyatekha believed strongly in doing good and giving back. Under his leadership, it would become our unique purpose.

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Affordable and fun staycation inspiration.

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Enriching the well-being of everyday families

Foresters Go nurtures physical and mental well-being while rewarding engagement with thousands of choices


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Life insurance for people who smoke

We offer an incentive to help you ditch the habit.
Foresters is committed to the wellness of Canadians.
That’s why we have a Quit Smoking Incentive Plan on some of our products.
We want to encourage those who smoke to live a healthier
lifestyle and potentially save thousands of dollars in the process.

Life insurance for people who smoke

Why choose Foresters?

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For nearly 150 years,
we’ve been helping to secure the long-term financial future of families just like yours.


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We strive to make our members’ communities better places by giving them opportunities for personal development, social interaction and voluntary service to others. Profits are reinvested into causes that enrich the lives of our members and their communities.


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A financially sound choice,
rated “A” for excellent balance sheet strength and operating performance
20 years running.2


1 Description of member benefits that you may receive assumes you are a Foresters member. In the United States, Foresters members are insureds under a life or health insurance certificate, or annuitants under an annuity certificate, issued by The Independent Order of Foresters, or social fraternal members. Foresters member benefits are non-contractual, subject to benefit specific Eligibility requirements, Definitions and limitations and may be changed or cancelled without notice.

2 The A.M. Best rating assigned on July 29, 2021 reflects the overall strength and claims-paying ability of The Independent Order of Foresters (IOF) but does not apply to the performance of any non IOF issued products. An "A" (Excellent) rating is assigned to companies that have a strong ability to meet their ongoing obligations to policyholders and have, on balance, excellent balance sheet strength, operating performance and business profile when compared to the standards established by A.M. Best Company. A.M. Best assigns ratings from A++ to F, A++ and A+ being superior ratings and A and A- being excellent ratings. See for our latest rating.

415958 CAN (04/22)

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