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Emergency funds if you become seriously ill

Affordable critical illness insurance to help you Live Well today

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2020 Foresters Competitive Scholarship winners

Learn more about our community grants

Explore life insurance with a larger purpose

Dr. Oronhyatekha

The man behind our purpose

Dr. Oronhyatekha believed strongly in doing good and giving back. Under his leadership, it would become our unique purpose.

Foresters story

read more about Insurance 101 here

Insurance 101

Find out why life insurance is an essential part of your overall financial plan.

About insurance

New benefits

Live your best life now

Foresters members get access to exclusive member benefits1 designed to help enrich family and community life.

Learn how

COVID-19 Update

Protect your
legacy with LawAssure

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Life insurance for people who smoke

We offer an incentive to help you ditch the habit.
Foresters is committed to the wellness of Canadians.
That’s why we have a Quit Smoking Incentive Plan on some of our products.
We want to encourage those who smoke to live a healthier
lifestyle and potentially save thousands of dollars in the process.

Life insurance for people who smoke

Why choose Foresters?

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For nearly 150 years,
we’ve been helping to secure the long-term financial future of families just like yours.


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We strive to make our members’ communities better places by giving them opportunities for personal development, social interaction and voluntary service to others. Profits are reinvested into causes that enrich the lives of our members and their communities.


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A financially sound choice,
rated “A” for excellent balance sheet strength and operating performance
20 years running.2


1 Description of member benefits that you may receive assumes you are a Foresters member. In the United States, Foresters members are insureds under a life or health insurance certificate, or annuitants under an annuity certificate, issued by The Independent Order of Foresters, or social fraternal members. Foresters member benefits are non-contractual, subject to benefit specific Eligibility requirements, Definitions and limitations and may be changed or cancelled without notice.

2 The A.M. Best ratings assigned on August 5, 2020 reflect overall strength and claims-paying ability of The Independent Order of Foresters. An “A” (Excellent) rating is assigned to companies that have a strong ability to meet their ongoing obligations to policyholders and have, on balance, excellent balance sheet strength, operating performance and business profile when compared to the standards established by A.M. Best Company. A.M. Best assigns ratings from A++ to F, A++ and A+ being superior ratings and A and A- being excellent ratings. In assigning the ratings, A.M. Best stated that the rating outlook is “stable”, which means it is unlikely to change in the near future. See for our latest rating.

415958 CAN (01/18)

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