A lasting difference

Our Charity Benefit provision helps you give back to your favorite registered charity.

2020 Foresters Competitive Scholarship winners

The all-new MyForesters is here! Log in today and take a look around.

Explore life insurance with a larger purpose

Dr. Oronhyatekha

The man behind our purpose

Dr. Oronhyatekha believed strongly in doing good and giving back. Under his leadership, it would become our unique purpose.

Foresters story

Less financial stress during recovery

Having the right critical illness insurance can make all the difference.

Learn more

member deals 

Save $$$ with MemberDeals

Amazing discounts help Foresters members live well, have fun and save money.

Explore benefit

Foresters blog: See how Membership Matters and more

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COVID-19 Update

You know your community best

Community Grants from Foresters empower you to help your community with unique local needs.

Learn more

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Life insurance for people who smoke

We offer an incentive to help you ditch the habit.
Foresters is committed to the wellness of Canadians.
That’s why we have a Quit Smoking Incentive Plan on some of our products.
We want to encourage those who smoke to live a healthier
lifestyle and potentially save thousands of dollars in the process.

Life insurance for people who smoke

Why choose Foresters?

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For nearly 150 years,
we’ve been helping to secure the long-term financial future of families just like yours.


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We strive to make our members’ communities better places by giving them opportunities for personal development, social interaction and voluntary service to others. Profits are reinvested into causes that enrich the lives of our members and their communities.


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A financially sound choice,
rated “A” for excellent balance sheet strength and operating performance
20 years running.2


1 Description of member benefits that you may receive assumes you are a Foresters member. In the United States, Foresters members are insureds under a life or health insurance certificate, or annuitants under an annuity certificate, issued by The Independent Order of Foresters, or social fraternal members. Foresters member benefits are non-contractual, subject to benefit specific Eligibility requirements, Definitions and limitations and may be changed or cancelled without notice.

2 The A.M. Best ratings assigned on August 5, 2020 reflect overall strength and claims-paying ability of The Independent Order of Foresters. An “A” (Excellent) rating is assigned to companies that have a strong ability to meet their ongoing obligations to policyholders and have, on balance, excellent balance sheet strength, operating performance and business profile when compared to the standards established by A.M. Best Company. A.M. Best assigns ratings from A++ to F, A++ and A+ being superior ratings and A and A- being excellent ratings. In assigning the ratings, A.M. Best stated that the rating outlook is “stable”, which means it is unlikely to change in the near future. See ambest.com for our latest rating.

415958 CAN (01/18)

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