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Is your Child Trust Fund with Foresters?

We look after over 1.2 million children's savings Plans. Whether yours, or your child's CTF is with us or not, we want to be able to help you find it and keep you up to date with all things CTF.

Teenager trying to find his CTF provider

Tracing a lost Child Trust Fund

Are you approaching, or have recently turned, 18 and want to know more about your Child Trust Fund (CTF), where it is held and the options available? Or are you a parent or guardian wanting to locate a Child Trust Fund to add to their savings pot for when they reach age 18?

CTFs were introduced by the Government for children born between 1st September 2002 and 2nd January 2011. They are long-term savings accounts launched to encourage saving on behalf of a child. All CTFs started with a Government contribution and family members and friends had the opportunity to gift money. Find out more about CTFs and their history here >

With over 6.3 million Child Trust Fund vouchers given to parents, a quarter of these were allocated by HMRC, as they were not placed with a provider before the voucher expired.

HMRC believe that there are 700,000 Child Trust Funds that are lost – by this they mean that the person who is responsible for managing the Plan does not know who the provider is, or they have moved home and not informed the provider.

If your Child Trust Fund was opened with one of the following, we may be looking after it:


Allied Irish Bank (GB)
Allocated to Foresters Financial
Allocated to Forester Life
Allocated to The Children’s Mutual

Baby Welcome

Chelsea Building Society
Cheshire Building Society
Cumberland Building Society
Co-op Bank (The Co-operative Investments)
Children’s Mutual (The Children’s Mutual)

Derbyshire Building Society
Dunfermline Building Society


First Trust Bank
Foresters Financial
Forester Life


Leek United Building Society
Leeds Building Society
Lloyds Bank
Loughborough Building Society

Mother & Baby
Melton Mowbray Building Society

Norwich and Peterborough Building Society
Nottingham Building Society


Olan Mills

Progressive Building Society
Portman Building Society
Principality Building Society

Stroud and Swindon Building Society

The Children’s Mutual
The Co-operative Investments (Co-op Bank)

Universal Building Society

West Bromwich Building Society


Click here for the full list of Child Trust Fund providers >

top up by phone 


Contact our Customer Services team to check if your Child Trust Fund is with us and we can provide you with the information you need. Monday to Friday 8:30am to 5:00pm

0333 600 0333


top up by post 

Registered Contact

If your Plan doesn't have a Registered Contact and you are 16 or over or have parental responsibility you can complete the form below to become the Registered Contact.

Registered Contact application form


Top up online via My Plans


Got your National Insurance number? You can use this to see if your CTF is with us, by putting your details into our MyPlans account. If it is with us then you can manage your Plan online.

Activate your MyPlans account



We take the security of yours and your child’s personal details, personal and financial information very seriously. No matter how sophisticated our controls are, we can’t do it alone. Avoid sharing Plan details, or your MyPlans account via messages, images and/or videos online, including social media.


Find a CTF with the CTF Register

If your Child Trust Fund was not opened with any of the above, or you have not been able to find the current provider of your Child Trust Fund, you can locate it using the Child Trust Fund Register.

You need to be over 16 and have your National Insurance to hand. If you’re unsure about your National Insurance number, find out more here.

To find your Child Trust Fund you will have to complete/create your Government Gateway ID using your National Insurance number. This process can be a little long so make sure you have got the time. 

You can also find yours or your child’s CTF by creating a Government Gateway ID using the National Insurance number/URN. This process can be a little long so make sure you have got the time.

Are you wondering what happens to Child Trust Funds at age 18 – visit our Child Trust Fund information hub 

Talking our your childs CTF

What is a CTF?

Read our article to find out all of the information you need to know about Child Trust Funds, from when the money can be accessed to maximising contributions.

Learn more about CTFs
Talking money with your children

Talk money

Teaching your child about money and the importance of saving is one of the most imperative life skills for them to learn, take a look at our tips on giving your children a better future with money.

Read our article
What is a Child Trust Fund

How to tell them

We have some fun and creative ways to tell your child about their savings. Whether it's a Child Trust Fund or Junior ISA, we have some ideas to prepare you for the money talk with your child.

Read our article
Do you have a child without a CTF? Check out our Junior ISA