Savings & Investment Plan
Helping you save even more than the ISA allowance and reach your investment goals. Capital at risk.
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Savings with no limits
The Forester Life Savings & Investment Plan is designed to provide flexible terms, low charges and medium to long-term growth in a risk-controlled fund. Even if you already have a Cash and/or Stocks and Shares ISA, you can still have a Savings & Investment Plan and there is no investment limit. You can start saving from age 16, and on a single or joint life basis – if you would like to save with a spouse or partner, please speak to your Forester Life Financial Adviser.
We help make saving easy and offer a professionally managed fund, in which the experts at Schroders make investment decisions on your behalf. With a risk-controlled and sustainable approach, no more than 60% of your savings will be invested in shares – reducing the effect of market fluctuations but giving the opportunity for growth.
You become a member
By saving with us, you become a member and join a mutual organisation whose Purpose is to enrich family and community well-being. You will have access to a range of exclusive benefits, such as volunteer grants, member discounts and will writing – just to name a few! Take a look at the member benefits
Open a Savings & Investment Plan online
Setting up a Savings & Investment Plan is easy and can be done online in minutes - all you need is your details and your bank card at the ready. If you already have a Savings & Investment Plan with us you can view it online by simply activating your My Plans account.
Before applying, please make sure you read the Savings & Investment Plan Key Information Document and Terms and Conditions.
We provide a personal financial planning service either face-to-face or by video appointment, where one of our Financial Advisers can discuss your options at your convenience. As they are paid directly there is no charge for the advice given. Discuss your options with one of our Financial Advisers. Discuss your options with one of our Financial Advisers.
Tax treatment depends on individual circumstances and may be subject to change in the future. As with all stock market investments the value of your Plan can fall as well as rise and you may get back less than has been paid in.
Savings & Investment Plan - Options
The Savings & Investment Plan - Options (originally called the Growing Up Bond) was transferred to Forester Life from The Children's Mutual in January 2017. The Savings & Investment Plan - Options is no longer open to new business, however you can continue to contribute to the Plan. For more information, please refer to our Savings & Investment Plan - Options Key Features and Savings & Investment Plan - Options Terms and Conditions.
You can view your Savings & Investment Plan - Options online by creating your My Plans account.
We're making a difference
Foresters is not just a financial services organisation, our Purpose is to enrich family and community well-being. Helping is who we are, and it’s been so since the very beginning, since 1874.
Money made simple
Investment and money-saving tips from Schroders, one of our fund managers. The MoneyLensopens in new window team's mission is to help you take control of your financial future with the help of their jargon-free guidesopens in new window.
Guide to ISAs
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