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Professionally managed by

schroders-foresters

Your savings are balanced between stocks and shares and fixed interest holdings by the experienced fund management team at Schroders.

foresters savings and investing couple

Why choose a Savings & Investment Plan with Forester Life?

The Forester Life Savings & Investment Plan is designed to provide flexible terms, low charges and medium to long-term growth in risk-controlled funds. Even if you already have a Cash or Stocks and Shares ISA, you can still have a Savings & Investment Plan.

You may already be using your Individual Savings Account (ISA) allowance or maybe you want to invest outside of the ISA limits. If so, you can still access Forester Life’s investment expertise and the benefits of stakeholder saving through our Savings & Investment Plan. 

Your savings will be balanced between stocks and shares and fixed interest holdings by the experienced fund management team at Schroders, giving the potential for a good balanced return. Don’t forget that the value can fall as well as rise. So, whether you want to make monthly contributions or single contributions and make withdrawals at anytime, we could be the choice for you.

Important Documents

   Savings & Investment Plan Brochure

   Savings & Investment Plan Key Information Document

   Savings & Investment Plan Terms and Conditions
 

Open a Plan online now


Request an adviser visit to discuss our Savings & Investment Plan >

Do you have a Savings & Investment Plan with us? You can view your Plan online with a My Plans account

Features and benefits

  • Flexible – Save as little as £20 a month, make single contributions or both.
  • No maximum amount – save and invest as much as you like.
  • Professionally managed by Schroders – Your savings are balanced between stocks and shares and fixed interest holdings by the experienced fund management team at Schroders.
  • Keep up with inflation – We can automatically increase the amount of your regular savings each year to help your contributions keep pace with inflation.

If you apply online:

  • 24/7 access to your account – If you apply online, you can access your account details 24-hours a day, so you can see what it’s worth, make additional payments and view all your statements and documents.

Tax treatment depends on individual circumstances and may be subject to change in the future.

Prefer to speak to a Financial Adviser?

We provide a home-based personal financial planning service to help meet you and your family's current and future financial needs. All our Advisers are fully trained to discuss the products we offer and can visit you at your convenience. With one of our Forester Life Advisers you can be assured of personal attention and a quality service at all times. Our Advisers are remunerated from product charges and will not charge you directly for any visit.

The Forester Life Savings & Investment Plan has no specific term, however you should aim to invest for at least five years.

Each year, Foresters Financial invests millions to support causes that enrich the lives of families and communities in the United Kingdom, Canada and the United States.

Have you used your ISA limit?

Our ISA is the only ISA on the market that gives you the flexibility of combining a Stocks and Shares ISA and a Lifetime ISA into one Plan (if eligible). This allows you to benefit from the features of both types of ISAs whilst managing only one account.

You can save from as little as £20 a month up to a maximum of £20,000 of which no more than £4,000 can be invested in the Lifetime element of your ISA each year.

Find out more about our ISA

The information on our website is provided for information purposes only. It is not financial, investment, tax, legal or any other type of advice. Any decision you make to apply for a Forester Life Savings & Investment Plan is entirely yours.

Save for your child's future as well as yourself Open a Junior ISA