Skip to content Skip to footer

Savings & Investment Plan

Helping you save even more than the ISA allowance and reach your investment goals. Capital at risk.

Open a Savings & Investment Plan

Happy couple with a joint Savings & Investment Plan on a walk in the park
Investment decisions made for you by the experts at Schroders

Investment decisions made for you – Schroders


Our customer satisfaction rating 

Our customers rate us 4.7 out of 5 stars


Foresters have been taking care of family finances for over 140 years

Taking care of family finances for nearly 150 years


Choice in how you do business with us

Choose how you do business with us


Savings with no limits

The Forester Life Savings & Investment Plan is designed to provide flexible terms, low charges and medium to long-term growth in a risk-controlled fund. Even if you already have a Cash and/or Stocks and Shares ISA, you can still have a Savings & Investment Plan and there is no investment limit. You can start saving from age 16, and on a single or joint life basis – if you would like to save with a spouse or partner, please speak to your Forester Life Financial Adviser.

We help make saving easy and offer a professionally managed fund, in which the experts at Schroders make investment decisions on your behalf. With a risk-controlled and sustainable approach, no more than 60% of your savings will be invested in shares – reducing the effect of market fluctuations but giving the opportunity for growth.

You become a member

By saving with us, you become a member and join a mutual organisation whose Purpose is to enrich family and community well-being. You will have access to a range of exclusive benefits, such as volunteer grants, member discounts and will writing – just to name a few! Take a look at the member benefits >

Savings & Investment Plan customers on their tablet checking their MyPlans account

Open a Savings & Investment Plan online

Setting up a Savings & Investment Plan is easy and can be done online in minutes - all you need is your details and your bank card at the ready. If you already have a Savings & Investment Plan with us you can view it online by simply activating your My Plans account

Before applying, please make sure you read the Savings & Investment Plan Key Information Document and Terms and Conditions.

Open a Savings & Investment Plan

We provide a personal financial planning service either face-to-face or by video appointment, where one of our Financial Advisers can discuss your options at your convenience. As they are paid directly there is no charge for the advice given. Discuss your options with one of our Financial Advisers. Discuss your options with one of our Financial Advisers. 

Tax treatment depends on individual circumstances and may be subject to change in the future. As with all stock market investments the value of your Plan can fall as well as rise and you may get back less than has been paid in.

Savings & Investment Plan - Options

The Savings & Investment Plan - Options (originally called the Growing Up Bond) was transferred to Forester Life from The Children's Mutual in January 2017. The Savings & Investment Plan - Options is no longer open to new business, however you can continue to contribute to the Plan. For more information, please refer to our Savings & Investment Plan - Options Key Features and Savings & Investment Plan - Options Terms and Conditions.

You can view your Savings & Investment Plan - Options online by creating your My Plans account.

We would love to hear your website feedback, take our quick survey

Foresters Difference

We're making a difference

Foresters is not just a financial services organisation, our Purpose is to enrich family and community well-being. Helping is who we are, and it’s been so since the very beginning, since 1874.

Read our article
Schroders MoneyLens

Money made simple

Investment and money-saving tips from Schroders, one of our fund managers. The MoneyLens team's mission is to help you take control of your financial future with the help of their jargon-free guides.

Find out more
Schroders investIQ

Investment personality

Whether a seasoned investor or just starting out - gain deeper, more powerful insights about your investment decisions. Take the Schroders investIQ test and discover what type of investor you are.

Take the test
Save for your child's future Find out more about a Junior ISA