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About Foresters Financial

Helping everyday families achieve their financial goals and make a lasting difference in their lives and communities.

Foresters president helping at a Foresters community event doing building work
Foresters is a mutual organisation helping to make a difference 

A mutual organisation helping to make a difference


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We have over 3 million customers and members


Taking care of family finances for over 140 years

Taking care of family finances for nearly 150 years


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Forester Life have over £5.7bn funds under management


What we do

We provide financial solutions with a difference. Save towards your first home, retirement, your future, your child’s future and protect your home and those you love. Our products are designed to be affordable and flexible – so that whether you are opening a protection Plan, or saving for your, or your child’s future, if your circumstances change we will be on hand.

You have the choice to do business with us in a way that suits you. We have our very own Forester Life Financial Advisers who will be able to discuss your options. Our dedicated Customer Services team are here to help and you can have online access to your savings 24/7 by activating a MyPlans account.

For our members we offer valuable member benefits and opportunities to enjoy quality family time, the chance to give back through volunteering efforts, community grants and scholarships. View your member benefits online with MyForesters.

Helping is who we are, and it’s been so since the very beginning. Before terms like social responsibility and volunteerism were commonly used, our employees and members were actively giving back and making a difference in their communities.

Happy Foresters members at an event making meals for the homeless

Our Story

Foresters Financial is an international financial services provider with a unique history that began in 1874 when we set out to provide access to life insurance for average working families. Nearly 150 years later, we provide insurance (personal insurance and mortgage protection options), savings and investing for adults with our ISAs, Lifetime ISAs and Savings & Investment Plans, and for children, Junior ISAs and Child Trust Funds, and pension planning solutions that help families achieve long-term financial health and security.

Today, more than three million customers and members in the United Kingdom, Canada and the United States benefit from the foundation of experience, expertise and reliability we have built for nearly 150 years. During this time, we have remained steadfast in our commitment to help improve family well-being, and each year we invest millions to support causes that enrich the lives of families and communities.

At Foresters we have been making changes to protect our planet, find out about Foresters going green >


What Our Members Have Been Up To


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Members took part in over 160 different community days


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Foresters members attended over 170 family days out


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Community beautifications from beach cleans to garden refurbishments


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Of care packages for those who are less fortunate across food banks, hospices, and more


Learn more about being a member


Take a look at how one of our members used their grant from Foresters

Our 2021 Annual Report

As a member of Foresters Financial, you have a constitutional right to see how we are performing. Our 2021 Financial Report is here to provide you with an overview of the total organisation, including the UK, US and Canada, where our international headquarters are based. The numbers are in Canadian dollars, and there are roughly $1.6 to a pound.

2021 Annual Report

2020 Annual Report 2019 Annual Report

2018 Annual Report 2017 Annual Report

2016 Annual Report



Your online accounts

Manage your savings online through MyPlans, with 24/7 access to your Plan details, value, fund performance, documents and information. You are also able to add contributions and contact your Financial Adviser.


Access your member benefits through MyForesters, where you are able to apply for grants, find activities you want to attend and access LawAssure.




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Be a part of a financial services organisation, who help families plan for their financial security and help you gain a great career.

Build a career


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Financial Strength

With nearly 150 years history of financial security and stability you can trust us to take care of your financial future.

Read our finances


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We would love to know what you think about our website. Your feedback is really important to help us improve your experience.

Take our survey


Our Purpose is to enrich the lives of our members




Why is it that when we think of insurance companies we see big buildings, cold marble floors, accountants and actuaries counting money, quarterly shareholder meetings with analysts.

There is a different type of insurance company, a more relatable one, a more human one.

Forester Financial is driven to share not shareholder driven, but gives our members advantages today as well as tomorrow.

A product focused on members overall well-being with unique member benefits to help them spend more time with their family and give back to their community, because as the studies show, when you help others you help yourself, it’s actually good for you.

At Foresters we don’t see helping as a choice, we see it as a way of life and we help our members and their communities for the same reason you help others.

Helping is who we are.

As well as looking after our members, we look out for our employees


Modern Slavery and Human Trafficking Statement

This statement comprises of both Forester Holdings (Europe) Limited and Forester Life Limited Companies, herein referred to as Foresters Financial UK.

It is made in accordance with section 54 of the Modern Slavery Act 2015. It sets out our approach to mitigate the risks of modern slavery in our business and supply chains during the financial year ended in 31 December 2021.

You can read more about our Modern Slavery and Human Trafficking Statement here.



Code of Ethics

At Foresters Financial, we take our obligation to conduct business in a highly professional and ethical manner very seriously. We live by our Code of Ethics in everything we do and this enables us to protect our customers from increased costs associated with fraudulent activities. Conducting ourselves in a manner that builds trust in our organisation is a top priority for us.

To view a PDF of our Code of Ethics, click here.



Internal Audit Charter

At Foresters Financial we deliver an annual Internal Audit Charter that can be used by the authority to inform its Annual Governance Statement.

To view a PDF of our Internal Audit Charter, click here.


Covered by the Financial Services Compensation Scheme

The FSCS is the UK's compensation fund for customers of authorised financial services firms. Individual customers are covered by the FSCS which means that in the unlikely event that we cannot meet our obligations you will be entitled to make a claim for compensation from the FSCS.

Forester Life's insurance and protection Plans, ISAs, Savings & Investment Plans, Pension Plans and all children's savings Plans are fully covered under the FSCS. This means you would be entitled to 100% of the value of your Plan.


Find out more about our services

You can download our Key Facts document to find out more about our services.

Forester Life Key Facts Document

Financial security for you and your loved ones Take a look at our Plans