Helping is who we are
Helping everyday families achieve financial well-being whilst making a lasting difference in their lives and communities.
150 years of trusted service
Proudly supporting families and communities with financial security and well-being for over 150 years.
Exclusive member benefits
Access unique financial, well-being, and community rewards designed to support you and your family.
Making a difference
Supporting projects, driving sustainability and empowering volunteers for communities.
Putting you first for 150 years
Foresters Financial is an international financial services provider with a unique history that began in 1874 when we set out to provide access to life insurance for average working families.
Our mission is to promote the well-being of everyday families and their communities. We aim to assist customers in achieving financial well-being and strive to support those who are often overlooked by the financial services industry.
Each year we invest millions to support causes that enrich the lives of our members, their families and their communities.
Supporting our customers achieve financial well-being
Our Financial Advisers
We provide our customers and members with the support and advice they need to make confident financial decisions – bridging the advice gap and offering support to all – not just those with lots to invest.
With over 150 Foresters Financial Advisers across the UK, you have the choice to meet face-to-face in the comfort of your home, or by video appointment, any adviser meetings are included in your Plan so there is no extra cost to you.
Our products
Our products are designed to help build good savings habits and establish financial security for the future – whether it be for further education, a house deposit, retirement savings, or financial protecting your family.
- Saving for your future
- Save for your little ones
- Protect yourself and your family
Making a difference is who we are
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Putting our members first
Any profit we make is used to give back to our members in the form of member benefits. That's the benefit of being a mutual - we don't have any shareholders.
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The power of giving back
We give back with community volunteer activities where our members can contribute to making a positive impact, at no cost to them.
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Rewards to enhance wellbeing
Being a Foresters member means you get access to discounts, educational and scholarship opportunities, rewards for making healthy choices with our wellness app, and more!
Member benefits are not regulated by the PRA or the FCA and may change in the future.
Making a difference today and tomorrow
We are fulfilling our Purpose now and into the future. Sustainability is woven into everything we do - from product design and investment strategies to member benefits, our offices, and our culture.
We recognise that the future for families and young people is dependent on the natural world, including a stable climate.
"My Financial Adviser was extremely friendly and thorough and talked me through anything I was unsure about. I felt comfortable and am looking forward to saving for my daughters future with you!"
Our story
1874
Our beginnings
Founded as a fraternal society, Foresters started providing affordable life insurance to working families.
1879
Leadership that inspired growth
Dr. Oronhyatekha led Foresters to become a thriving organisation, supporting thousands of families.
1948
Giving back globally
We expanded our efforts, supporting communities worldwide with food drives, charities and social causes.
1972
Caring for our children and elderly
As the post-war boom years ended, Foresters global charity work continued to grow. In 1972, B.C. Hallum was elected as our new Supreme Chief Ranger. Together with his wife Florence, they rallied members over causes like the prevention of child abuse and the expansion of old-age support homes across Canada, the US and the UK.
2006
Building stronger communities
Through grants and partnerships, we’ve empowered members to invest millions into improving lives locally and globally.
2024
Celebrating 150 years
For a century and a half, we’ve helped families secure their financial futures and make a difference in their communities. Together, we continue to do more good.
Why choose Foresters?
Highly rated
Our customers and members rate us 4.7 out of 5 for our service
Trusted
2.4m customers in the UK, US, and Canada, with £5.6bn UK FUM
Established
Managing family finances and making a positive impact for over 150 years
We go the extra mile
Financial Advisers, expert investment managers, and exclusive benefits
We are covered by the FSCS
The FSCS is the UK's compensation fund for customers of authorised financial services firms. Individual customers are covered by the FSCS which means that in the unlikely event that we cannot meet our obligations you will be entitled to make a claim for compensation from the FSCS.
Forester Life's insurance and protection Plans, ISAs, Savings & Investment Plans, Pension Plans and all children's savings Plans are fully covered under the FSCS. This means you would be entitled to 100% of the value of your Plan.
Contact us
Our UK-based customer services team is here to help with any questions you may have.
Work at Foresters
Join a financial services company that helps families build resilience and help you gain a great career.
Financial well-being
Find out how we can help support you with any money worries or financial difficulties you may face.
As a member of Foresters Financial, you have a constitutional right to see how we are performing.
Our 2024 Financial Report is here to provide you with an overview of the total organisation, including the UK, US and Canada, where our international headquarters are based. The numbers are in Canadian dollars, and there are roughly $1.8 to £1.
View our 2024 Annual Report View the UK 2024 update
View our 2023 Annual Report
View our 2022 Annual Report
View our 2021 Annual Report
We share our key financial results, which are indicators of our growth, financial strength and stability. Please see our Financial Highlights and Consolidated Financial Statements for further information. The following information is for Foresters Financial and therefore includes the UK, Canada and the US.
This statement comprises of both Forester Holdings (Europe) Limited and Forester Life Limited Companies, herein referred to as Foresters Financial UK.
It is made in accordance with section 54 of the Modern Slavery Act 2015. It sets out our approach to mitigate the risks of modern slavery in our business and supply chains during the financial year.
At Foresters Financial, we take our obligation to conduct business in a highly professional and ethical manner very seriously. We live by our Code of Ethics in everything we do and this enables us to protect our customers from increased costs associated with fraudulent activities. Conducting ourselves in a manner that builds trust in our organisation is a top priority for us.
In line with regulations from the Financial Conduct Authority (FCA) and recommendations from the Taskforce for Climate-related Financial Disclosures (TCFD), we share reports on the risks and opportunities linked to climate change.
At Foresters Financial we deliver an annual Internal Audit Charter that can be used by the authority to inform its Annual Governance Statement.
As we publish our gender pay gap report for the first time, we acknowledge the importance of transparency and accountability in achieving pay equity amongst our colleagues. The report provides valuable insight and highlights areas where, as an employer, we are strong and where we need to improve. We are committed to fostering a workplace where everyone is valued and rewarded fairly. Diversity of lived-experience and thinking are fundamental to our ability to operate effectively and achieve our purpose of improving the financial well-being of everyday families and communities.
You can download our Key Facts document to find out more about our services.
About member Benefits
Description of member benefits that you may receive assumes you are a Foresters member. Members must be 18 years of age or older and must have an active Foresters Plan and maintain it in good standing. Foresters member benefits are non-contractual, subject to benefit specific eligibility requirements, definitions and limitations and may be changed or cancelled without notice. Member benefits are not regulated by the Prudential Regulation Authority or the Financial Conduct Authority and may change in the future.