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The TWEFS Retirement Benefits Scheme

Happy Foresters Financial members

Chair's Statement

Chair’s Statement for the period 1 July 2019 to 30 June 2020 for the TWEFS Retirement Benefits Scheme. The document explains how the TWEFS Retirement Benefits Scheme is meeting the governance standards that apply to occupation pensions schemes that provide money purchase benefits.

The most recent Chair's statement for the Scheme can be found below.

   Chair's Statement

Statement of Investment Principles

Statement of Investment Principles which outlines the principles governing the investment policy of the TWEFS Retirement Benefits Scheme and the activities undertaken by the Trustees to ensure the effective implementation of these principles.

The most recent Statement of Investment Principles can be found below.

   Statement of Investment Principles

Implementation Statement

The Trustee is required to produce an annual implementation statement which sets out how, and the extent to which, the Statement of Investment Principles (SIP) has been followed during the TWEFS Retirement Benefits Scheme (the Scheme) year and which provides relevant information about reviewing the SIP. The statement also explains any changes that have been made to the SIP, how the voting and engagement policy in respect of the Scheme's investments has been followed during the Scheme year and describes the Trustee's voting behaviour.

The most recent implementation statement for the Scheme can be found below.

   Implementation Statement