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We want your child to have the best start in life, and having some money set aside when they become an adult could help them achieve their goals. So imagine their face when you tell them that there is money saved for university or that new car.

Our simple and easy to use Junior ISA calculator allows you to see what your child's Forester Life Junior ISA could be worth when they reach 18. With our Junior ISA you benefit from professional fund management by expert fund managers at Schroders.

 

Sorry but the information you have entered is incorrect. Please check that all of the criteria below has been met:

  • Regular Contribution is £0 or £10 and above
  • and/ or Single Contribution is £0 or £20 and above
  • Age of child is 17 years or younger
  • The combination of single contribution and/ or monthly contribution cannot exceed the annual limit of £4,260
 
Child's name:   
 
Regular Contribution:
(Max £355 per month)
 
£
This is the amount you would like to invest each month by Direct Debit. This of course can be altered throughout the life of your Junior ISA. Please enter a regular monthly amount you wish to pay between £10 and £355, assuming that the maximum allowed monthly contribution is £355.
 
 
Single Contribution:
(Max amount £4,260)
 
£
This is how much you are going to contribute to your Junior ISA as a single contribution each tax year – minimum amount is £20. The maximum amount you can invest for this tax year is £4,260. Please note that your regular and single contributions cannot exceed the £4,260 allowance.
 
 
Value of Existing Child Trust Fund or Junior ISA:
£
This should only be completed if your child has an existing Junior ISA or Child Trust Fund with another provider, whose value you would like to be included when working out the future worth of your child’s investment.
 
Age of Child:
 
 
 
Amount could receive at age 18




Child's name:

   


Monthly contribution:
(Please select from £0 to £355 per month)
 

£


Single contribution:
(Please select an amount from £0 to £4,260)
 

£


Value of existing Child Trust Fund or Junior ISA:

£


Age of child (in years):
 

  

Sorry but the information you have entered is incorrect. Please check that all of the criteria below has been met:

  • Regular or Single Contribution is £0 or above
  • Age of child is 17 years or younger
  • The value of the Existing Child Trust Fund is not greater than £1,000,000
  • The combination of single contribution and/or monthly contribution cannot exceed the annual limit of £4,260



Amount could receive at age 18



Important information

  • The amount shown by the calculator is only an estimate of what the savings could be worth on your child’s 18th birthday. 
  • These figures are only examples and are not guaranteed. The actual value could be more or less than shown, and could be less than has been paid in. What you will get back depends on how much your investment grows and on the tax treatment of the investment.
  • Inflation would reduce what you could buy in the future.
  • The Forester Life Junior ISA is a stakeholder account and as such meets the standard for capped charges.
  • There is an annual charge of 1.5% of the value of the funds you accumulate. If your fund is valued at £250 throughout the year, this means that we charge £3.75 that year. If your fund is valued at £500 throughout the year, this means that we charge £7.50 that year. After 10 years these deductions would reduce to £2.50 and £5.00 respectively.
  • These figures assume contributions and investment over 18 years. Top-ups to existing Plans will be invested for a shorter period depending on the age of the child at the time.
  • Every year we send a statement showing the value of the Plan.
  • All payments are locked into the Plan until the child’s 18th birthday and cannot be reclaimed by the donor(s).
  •  For more information please read the Junior ISA Key Information Document and Brochure.

Start saving in a Forester Life Junior ISA

Our Junior ISA is designed to be a straightforward and flexible way to invest for your child’s future. Visit our Junior ISA page to hear what Annie has to say about our Junior ISA!

 

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