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the childrens mutual transfer

Investing in your child's future

At Foresters Financial we understand how important it is to save for your child’s future and look after the savings needs of over one million children in the UK.

You may not know what they want to be now and no one can predict the future, but one thing is for certain, a lump sum can open up more choices and opportunities when your child reaches 18.

Offering you choice in how you gift

Whether your child has one of our Child Trust Funds (CTF) or our Junior ISAs, we offer a range of ways in which you can do business with us. So whether you want to contribute online, by phone, with one of our Financial Advisers or even by post, you can do business with us in a way that suits you.

A flexible way to save

Our children’s savings offer an easy and flexible way to save for your child. You can set up a Direct Debit from as little as £10 a month or make one-off payments by debit card, standing order, or cheque.

View our child savings products

Click if you would like to activate your online My Plans account.

Family and friends can add too

As long as the joint contributions don’t exceed the yearly contribution limit of £4,260 (birthday to birthday for CTFs and tax year for Junior ISAs) then anyone can contribute into your child’s account – it makes a great gift for a special occasion such as a birthday. Anyone adding into an account can also set up an online account so they can manage the amounts they contribute and also save their details making it easier to provide a gift.

All gifts into your child’s Plan, belong to the child and cannot be withdrawn until they reach age 18. If they don’t need the money then it will automatically transfer to an Adult ISA so they can save for even longer.

The value of your investment can fall as well as rise, and as with all stock market investments you may get back less than paid in, inflation could reduce what you can buy in the future.

Top up or gift a child savings plan

How do I update my details?

So that we can keep you up to date with the changes to your account(s) held with The Children’s Mutual please let us know if any of your details have changed, like your home or email address.

To update any details please call 0333 600 0333. Lines are open 8:30am – 5pm Monday to Friday.



Online Top up

If you took out your Child Trust Fund or Junior ISA online, or have been sent details for how to activate your online account, log in to your My Plans account - and you will be able to top up your child's Plan.

Log in and add money to your Plan

Top up a child's Plan

Gift to a child's Plan

Anyone can contribute to a child's Plan, be it friends or family, as long as the total contributions do not exceed £4,260 in a year (birthday to birthday for CTFs and tax year for Junior ISAs). This can be done easily online, so make a contribution to a child's future today. You can even set up an online gifter account to make regular payments easily.

Gift to a child's Plan

By phone

Junior ISA Dad

By Phone

Our UK based Customer Services are just a phone call away. So whether you want to make a one-off payment, set up, or amend a direct debit, they are on hand to help and answer any questions you may have

Customer Services:

0333 600 0333

Lines are open 8:30am to 5:00pm Monday to Friday.

By post

Growing up bond

By Post

If you would like to top up by post, simply complete the appropriate form and return it to us at the Freepost address below – no stamp is required.

Forester Life
2 Cromwell Avenue


Child Trust Fund Contribution form

Junior ISA Contribution form


Financial Adviser

The Childrens Mutual

Financial Adviser

We offer a home-based personal financial planning service to help you meet your family’s current and future needs.

So, if you’d like to top up your child’s account with one of our Financial Advisers and would like to discuss your wider financial requirements then it’s easy to arrange a visit.

To arrange a visit you can either visit call 0333 600 0333 or or complete the online request on the link below

Request a Financial Adviser visit

Save for yourself as well as your child Open an Adult ISA to suit your needs