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Junior ISA

Helping you save for those milestones that are beyond their first tooth, words and steps.

Open a Junior ISA

Transfer a CTF to our Junior ISA

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Investment decisions made for you by the experts at Schroders

Investment decisions made for you – Schroders

 

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Foresters have been taking care of family finances for over 140 years

Taking care of family finances for over 145 years

 

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Choose how you do business with us

 

Investing in their future

 
A Junior ISA with Foresters is a tax-efficient savings account for adults to save on behalf of a child starting from as little as £10 a month up to £4,368 this tax year. Friends and family can contribute too – helping to build up your child's savings pot. 

We help make investing easy and offer a professionally managed fund, in which the experts at Schroders make investment decisions on your behalf. With a risk-controlled and sustainable approach, no more than 60% of your child’s savings will be invested in shares – protecting against market fluctuations but giving the opportunity for growth.

At age 18 the Junior ISA will automatically roll into an Adult ISA and your child will have access to the money, where they can choose to use it towards university, their first home and/or to continue to save.
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Open a Junior ISA

Setting up a Junior ISA is easy and can be done online in minutes - all you need to do is have your details, your child’s details and your bank card at the ready. If you already have a Junior ISA with us you can view it online by activating your My Plans account. 

By saving for your child's future with us you will join a mutual organisation whose Purpose is to enrich family and community well-being. We look after our members by helping them save for the future, protect their families, as well as by actively giving back and making a difference in the communities they live in. 

Before applying, please make sure you read the Junior ISA Key Information Document and Terms and Conditions. You can discuss your options with one of our Financial Advisers. As they are paid directly there is no charge for any advice given. Request a visit >

Open a Junior ISA

Tax treatment depends on individual circumstances and may be subject to change in the future. As with all stock market investments the value of your child’s Junior ISA can fall as well as rise and you may get back less than has been paid in.

Are you wondering what happens to Junior ISAs at age 18 – visit our Junior ISA information hub

Junior ISA - Options

The Junior ISA - Options was transferred to Forester Life from The Children's Mutual in January 2017. The Junior ISA - Options is no longer open to new business, however you can continue to contribute to your child's Plan with us and help give them a head start in adult life. For more information, please refer to our Junior ISA - Options Brochure and Junior ISA - Options Terms and Conditions. 

You can view your child's Junior ISA - Options online by creating your online My Plans account. 

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Guide to Junior ISAs

Guide to Junior ISAs

Take a look at the 18 important things that you need to know about Junior ISAs before they turn 18, from the different types of savings to when your child can access their money.

Read our article
Schroders MoneyLens

Money made simple

Investment and money-saving tips from Schroders, one of our fund managers. The MoneyLens team's mission is to help you take control of your financial future with the help of their jargon-free guides.

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Foresters Difference

We're making a difference

Foresters is not just a financial services organisation, our Purpose is to enrich family and community well-being. Helping is who we are, and it’s been so since the very beginning, since 1874.

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See how your savings could add up Visit our Junior ISA calculator