Welcome to Foresters Financial
Continue to take the next steps in your financial journey
All you need to know about saving for yours and/or your child’s future, and protecting the ones you love with Foresters can be found here.
With us, we make it simple and affordable, so you can focus on the important things in life and make lasting memories.
As a mutual organisation we don’t have shareholders; any profit we make is used for the benefit of our members, our Planholders. Our business is purpose driven, which means we give back to our members, their families and their communities.
Save for their life goals, beyond their childhood
A Junior ISA with Foresters is a tax-efficient savings account for adults to save on behalf of a child starting from as little as £10 a month up to £9,000 this tax year. Friends and family can contribute too – helping to build up your child's savings pot. Open a Junior ISA today and take that step towards saving for when they reach adulthood.
Start saving for your child's future
Choose the Junior ISA
Stakeholder Junior ISA
Whatever they want to be in the future, invest easily in a choice of funds
- The choice of 2 funds - Invest all the money in one fund or split between the two. You can make a fund switch at any time.
- Both funds consider ESG factors, with the sustainable fund having a specific focus on sustainability.
- The funds are actively managed by the professionals at Schroders.
Learn more about the Stakeholder Junior ISA
Junior ISA Important Information, Stakeholder KID, Sustainable KID
Shariah Junior ISA
Invest in your child's future in a Shariah compliant Junior ISA.
- Our Shariah compliant fund invests in a range of shares from around the world.
- An appointed Shariah Supervisory board and Shariah Adviser to make sure the investment aligns with your beliefs.
- The fund is actively managed by the professionals at Schroders.
Tax treatment depends on individual circumstances and may be subject to change in the future. As with all stock market investments the value of your Plan can fall as well as rise and you may get back less than has been paid in. Gifts cannot be reclaimed and combined amounts cannot exceed the contribution limit of £9,000.
Transfer your child's savings
You can transfer your child's Child Trust Fund or Junior ISA to us. We could be the right choice to save for your child’s future milestones.
Before applying, please make sure you read the relevant Key Information Document and Terms and Conditions.
Take a look at the transfer options.
We understand you may not know what your child’s future may hold, but here are some possibilities which make saving so important:
University
Your child may want to further their education and if they decide to go to university, this could help towards the yearly fees of £9,250.
First Car
If one of your child's goals is to drive, then help towards the costs. The average amount spent for a learner to pass their test is £1,350.
First home
The expense of moving out can be a financial burden. The UK average deposit is £33,000, help save towards their first home deposit.
Wedding
The average cost of a wedding is £17,300, so if your child wishes to get married, you could help contribute to their special day.
Saving for yourself
Whether you are saving for a home, ensuring you have a rainy day pot or simply just saving, our ISA is an affordable way to save for the future if you’re investing for the medium to long-term.
We make investing easy - our fund is professionally managed by our fund managers, Schroders will make the decisions for you, taking in sustainable investment approach.
Open an ISA today and save towards your goal
Choose your ISA
You can decide how your ISA invests, choose between our Stakeholder ISA with a choice of funds, or our Shariah compliant ISA. If eligible, during your application you can decide to open a Stocks and Shares ISA and/or a Lifetime ISA.
Stakeholder ISA
Whatever your savings goal, invest easily in a choice of funds.
- The choice of 2 funds - Invest all the money in one fund or split between the two. You can make a fund switch at any time.
- Both funds consider ESG factors, with the sustainable fund having a specific focus on sustainability.
- The funds are actively managed by the professionals at Schroders.
Shariah ISA
Invest for your future in a Shariah compliant ISA.
- Our Shariah compliant fund invests in a range of shares from around the world.
- An appointed Shariah Supervisory board and Shariah Adviser to make sure the investment aligns with your beliefs.
- The fund is actively managed by the professionals at Schroders.
Protecting the ones you love
As families and responsibilities grow it is important to make sure yourself, and those you love are protected should the unexpected happen.
Our protection products offer a level of choice and flexibility and the amount you pay will depend on your personal details such as age, which benefits you choose, the length of time the cover applies for, occupation and medical history.
Explore your options
Critical Illness
Life Benefit
Combined Life and Critical Illness
Income Protection Being a Foresters member
By saving with us, you become a member and join a mutual organisation whose Purpose is to enrich family and community well-being. From age 18 members have access to a range of exclusive benefits, such as volunteer grants, member discounts and will writing.
