Junior ISA Calculator

Find out how much a Junior ISA could be worth at age 18.

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Give a child the best start in adult life. Having some money set aside for when they become an adult could help them achieve their goals. Imagine their face when you tell them that you have saved towards the cost of university or their first car.

Our simple and easy to use Junior ISA calculator allows you to see what the Forester Life Junior ISA could be worth when they reach 18. With our Junior ISA you benefit from professional fund management by expert fund managers at Schroders.

Monthly Contribution: (Max £750 per month)

£10 £750

Please enter a regular monthly amount you wish to pay between £10 and £750, assuming that the maximum allowed monthly contribution is £750.

Single Contribution: (Max amount £9,000)

£20 £9000

Please enter an amount between £20 and £9,000, assuming that the maximum allowed annual contribution is £9,000.

Current value of existing Child Trust Fund or Junior ISA:

This should only be completed if your child has an existing Junior ISA or Child Trust Fund with another provider, whose value you would like to be included when working out the future worth of your child’s investment.

Age Of Child

0 17

Amount your child could receive at age 18

2% annual growth

5% annual growth

8% annual growth

Important information:

The amount shown by the calculator is only an estimate of what the savings could be worth on your child's 18th birthday. It assumes an annual growth rate of 5% and an annual charge of 1.5% (reducing to 1% after 10 years). Any monthly contribution is also assumed to annually increase by 3% per annum compound to keep pace with inflation, subject to allowable limits.
These figures are only examples and are not guaranteed. The actual value could be more or less than shown, and could be less than has been paid in. What you will get back depends on how much your investment grows and on the tax treatment of the investment
Inflation would reduce what you could buy in the future.
The Forester Life Junior ISA is a stakeholder account and as such meets the standard for capped charges.
There is an annual charge of 1.5% of the value of the funds you accumulate. If your fund is valued at £250 throughout the year, this means that we charge £3.75 that year. If your fund is valued at £500 throughout the year, this means that we charge £7.50 that year. After 10 years these deductions would reduce to £2.50 and £5.00 respectively.
These figures assume contributions and investment until the child is 18. Subsequent top-ups to existing Plans may be invested for a shorter period depending on the age of the child at the time.
Every year we send a statement showing the value of the Plan.
All payments are locked into the Plan until the child’s 18th birthday and cannot be reclaimed by the donor(s).
For more information please read the Junior ISA Key Information Document(s) and Important information.

Making a payment online

If you are the Registered Contact you can activate your online MyPlans account to view your child’s savings online. MyPlans allows you to make payments online, view your Plan value, see the fund performance, investment information and contact your Financial Adviser.

Family and friends can also set up their own Gifters MyPlans account after making a contribution.

Activate your MyPlans account

Login to MyPlans