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Text terms and conditions

Foresters Financial Product Information Recurring Text Message Program Terms and Conditions

By opting-in to the Program (as defined below), you agree to these Foresters Financial Product Information Recurring Text Message Program Terms and Conditions (“Terms and Conditions”) and Forester’s Privacy Policy.

Program Description: Foresters provides periodic text message updates to its agents with regard to products or promotions that agents might offer to their customers (the “Program”). Messages are sent no more frequently than weekly.

How to Opt-In: You may opt-in to the Program by visiting this page, providing your cellular telephone number in the space provided and agreeing to terms presented on the website (including these Terms and Conditions). Once you agree to the terms and click Join, you will receive a text to the number you provided. Please reply with “JOIN” to this text to confirm you are opting in to receive text alerts from Foresters.

How to Opt-Out: You may text “STOP” to 23240 to opt-out. Once you opt-out, we will send a single confirmation opt-out and will then cease sending you text messages from 23240 unless you opt-in again. Opting out of text messages from 23240 will not opt you out of other text messages you may have elected or will elect to receive from us. You may also opt-out by texting "QUIT," "END," "CANCEL," or "UNSUBSCRIBE."

Support/Help: In case of questions, email or call 866-466-7166, option 1. You may also text “HELP” to 23240 to receive a text message with our name (Foresters Financial) and an email address and number to which you may direct questions.

Supported Carriers: Supported carriers may change from time to time, but currently include AT&T, T-Mobile/MetroPCS, Spring/Boost/Virgin, Verizon Wireless, CellCom USA, US Cellular, Google Voice, Carolina West Wireless (CWW), C Spire Wireless , ACS/Alaska, Panhandle Telecommunications Systems (PTCI), Advantage Cellular (DTC Wireless), RINA, Appalachian Wireless, Revol Wireless USA, Bluegrass Cellular, SI Wireless/Mobile Nation, Cellular Network Partnership (PIONEER), SRT Wireless, Cellular One of East Central Illinois, Texas RSA 3 Ltd(Plateau Wireless), Chat Mobility USA, Thumb Cellular, Coral Wireless (Mobi PCS), United Wireless, Element Mobile (Flat Wireless), Union Telephone Company(Union Wireless), Epic Touch (Elkhart Telephone), Viaero Wireless, GCI Communications Corp., West Central Wireless (5 Star Wireless), Golden State Cellular , Sagebrush Cellular (Nemont), Illinois Valley Cellular (IV Cellular), Pine Cellular, i Wireless (IOWA Wireless), Aio Wireless/Cricket, Nex-Tech Wireless, SouthernLinc, MTA Communications, Bandwidth, MTPCS (Cellular One Nation) , Copper Valley, Telephone Company (MBO Wireless) , Leaco, Duet IP (Maximum Communications New Core Wireless), CableVision, Cellular Telephone Company, Buffalo Wireless, Immix(Keystone Wireless), Chariton Valley Cellular, Mosaic (Consolidated or CTC Telecom), Pine Belt Wireless, Northwest Missouri Cellular Limited, Tele-Network International (ATN), Peoples Wireless, among others.

Delivery: We do not guarantee that you will receive any text messages under the Program. Circumstances beyond our control, including network issues, may result in your not receiving our text message. Your carrier and Foresters are not liable for delayed or undelivered text messages.

Eligibility: The Program is intended for use by U.S. residents who are at least 18 years of age.

Changes to Terms and Conditions: We may revise, modify, or amend these Terms and Conditions at any time. Any such revision, modification, or amendment shall take effect when it is posted to our website. You agree to review these Terms and Conditions periodically to ensure that you are aware of any changes.

Program Termination: Foresters reserves the right to modify or discontinue, temporarily or permanently, all or any part of the Program, with or without notice.

Message and data rates may apply.

417911 US 10/19