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Get more with membership

As a Foresters member, you have direct access to unique benefits that support you, your family and your community

At Foresters, you are more than a customer. You are a member.

We are a different kind of life insurance company. We don’t answer to shareholders; our business is purpose-driven and our community programs are member-driven. Our 2-million strong member network brings our core company values to life in communities across Canada, the UK and the U.S.

As a modern fraternal benefit society, we believe in living well by doing good. As a business, this means we share a significant portion of our financial success with our members through benefit programs designed to enrich lives and build stronger communities. These benefits and the members who engage with them are what sets our company apart.

We offer you our enduring commitment to the well-being of individuals, families and communities. Supporting our members is a huge part of this commitment.

Become a member

When you purchase a life insurance policy with us, you become a member.

It really is that simple. You can register online at to start learning about the benefits available to you and your family. When you find something that works for you, give it a try! Our dedicated membership team works hard to make it easy to get involved in our benefit programs. We’re always here to help if you have any questions.

Meaningful benefits

Member benefits are designed to help you, your family and your community lead healthy, engaged and financially secure lives. Academic scholarships encourage young leaders in the community, financial counseling helps answer your personal finance questions and funding grants support your local volunteer efforts such as beach clean-ups, meal prep or care packages for those in need. We also offer opportunities to volunteer through our charitable partnerships. These are just a few examples of the many meaningful benefits available to Foresters members.

Visit Member benefits to learn more about what it means to be more than a customer.

Community leadership

Offering your time as a member leader in your community is a fun and rewarding way to give back. As a Foresters member, there are many opportunities to get involved and build your personal leadership skills. Whether it’s a one-time commitment to hosting or attending a member activity or nominating yourself for an ongoing role as a Branch Councillor in your area, membership provides opportunities for personal development, helping others and having fun in your community.

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Description of member benefits that you may receive assumes you are a Foresters Financial member. Foresters Financial members are insureds under a life or health insurance certificate, or annuitants under an annuity certificate, issued by The Independent Order of Foresters or Foresters Life Insurance Company, or social fraternal members. Foresters Financial member benefits are non-contractual, subject to benefit specific eligibility requirements, definitions and limitations and may be changed or cancelled without notice. Foresters member benefits are non-contractual, subject to benefit specific Eligibility requirements, Definitions and limitations and may be changed or cancelled without notice.