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Term life insurance solutions

Face life's unexpected challenges and maintain your financial health

Although life is full of happy milestones, we all have to deal with unforeseen challenges that can result in financial hardship. Term life insurance can help your family to continue to meet financial obligations such as mortgage payments and college tuition in the event of your unexpected death. With a fixed premium and a set amount of coverage, term life insurance is useful if you only need coverage for a specific time period such as 10, 15 or 20 years, and pays a benefit if you die within the designated time.

Term life

Why consider term life insurance?

When you need coverage for a limited amount of time, term insurance may be the right choice. For example if you’re planning for the college education of your eight-year old you could choose 10-year term coverage to cover the number of years you intend to save for college. In the event of your death, term life insurance can also be used to meet long-term debts such as a mortgage, short-term debts like auto loans and day-to-day expenses.

Our term life insurance options

Your Term Level Term life insurance

The ideal coverage for individuals who only need coverage for specific time periods, ranging from 10 years to 30 years

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Strong Foundation Non-medical Term

Flexible coverage that can be renewed, extended or converted to Foresters permanent life insurance. Your insurability depends on answers to medical and other application questions and underwriting searchesand review, and doesn’t require any bloodwork, saliva swabs, or visits from a Paramed.

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Choosing the right agent

Choosing the right agent is a big decision but it doesn't have to be stressful or overwhelming

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413168 US (11/22)

Foresters Financial, Foresters, Foresters Care, Foresters Moments, Foresters Renew, Foresters Go and Helping Is Who We Are are trade names and trademarks of The Independent Order of Foresters (a fraternal benefit society, 789 Don Mills Rd, Toronto, ON, Canada M3C 1T9) and its subsidiaries.

Foresters products and their riders are underwritten by The Independent Order of Foresters and may not be available or approved in all states and are subject to eligibility requirements, underwriting approval, limitations and state variations. If you have questions regarding Foresters products and their riders, please contact your insurance agent or contact Foresters to be connected with an agent in your area.

Foresters Your Term and Foresters Strong Foundation and its riders may not be available or approved in all states and are subject to underwriting approval, limitations, contract terms and conditions, and state variations. Refer to the Foresters Your Term or Foresters Strong Foundation Life Insurance contract for your state for these terms and conditions. Foresters Your Term and Foresters Strong Foundation and its riders are filed under the following form numbers, where “XX” represents either “US” or your state’s postal abbreviation, as applicable. Foresters Your Term: ICC16-TERM-ANB-US01 or TERM-ANB-XX01-2016; Foresters Strong Foundation: ICC16-TERM-ALB-US01 or TERM-ALB-XX01-2016.