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Stand out in today’s crowded marketplace with state-of-the-art products, tailor-made technology, expert sales support and an opportunity to make a real difference in people’s lives.

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Non-med solutions

“Non-med” life insurance is coverage that doesn’t require a medical exam, blood tests or collection of fluids.2 Clients love it because it’s easy. Agents love it because it’s fast.



  • No blood tests
  • No fluids
  • No med exams


  • e-App3 POS decisions on non-med in under 10 minutes
  • Quick processing

Non-med term life is common among insurers big and small, but Foresters leads in a couple of ways that can help you reach more clients.

  • Term with non-med underwriting at face amounts up to $500,000, which can help clients with larger family responsibilities
  • A full suite of non-med Whole Life and Universal Life products for clients that prefer permanent coverage at face amounts up to $400,000

Get started with Foresters Financial

If you are interested in learning more about selling Foresters Financial™ products, please complete the form below. A member of our sales team will be contacting you.


Foresters life insurance products and riders may not be available or approved in all states and are subject to eligibility requirements, underwriting approval, limitations, contract terms and conditions, and state variations. Refer to the applicable Foresters Producer Guide and the insurance contract for your state for these terms and conditions. Underwritten by The Independent Order of Foresters.

  1. On compatible devices.
  2. Insurability depends on answers to medical and other application questions and underwriting searches and review.
  3. e-App is available through the iPipeline iGO e-App platform using Microsoft Edge (desktop/laptop) or Safari (Apple iPad only) for Foresters non-medical and medical products (excluding Foresters PlanRight). Touch to Sign is available on Apple iPad only. POS decision for non-medical products will be unavailable Monday to Saturday from 2:00 a.m. to 6:00 a.m. and from Saturday 10:00 p.m. to Sunday 10:00 a.m. (ET).