Accidents happen, but you can help be prepared for it
You many not realize it, but accidents are the third leading cause of death in the US and the number one cause of death for Americans under the age of 30.1
Accidental death term insurance is designed to provide a set amount of coverage and fixed premium to a specific age, and pays a benefit if you die during that time as the result of an accidental death.
Accidental death term
Why consider accidental death term insurance
Accidental death term insurance may be a good option if you:
- are currently undecided on traditional life insurance and want temporary protection
- have found yourself not medically eligible for traditional life insurance and needs some level of protection
- want to supplement your existing life insurance coverage
Accidental death term insurance is also typically cheaper than traditional life insurance, so may also provide you some insurance coverage at a premium that is within your budget.
Our accidental death term insurance options
Prepared II Accidental Death Term Insurance
Simple and affordable protection that may help secure your family’s financial future in case of an accidental death. Learn more
What's next?
413168 US (11/22) Not for use in Georgia, Pennsylvania, or Oregeon.
Foresters Financial, Foresters, Foresters Care, Foresters Moments, Foresters Renew, Foresters Go and Helping Is Who We Are are trade names and trademarks of The Independent Order of Foresters (a fraternal benefit society, 789 Don Mills Rd, Toronto, ON, Canada M3C 1T9) and its subsidiaries.
Foresters products and their riders are underwritten by The Independent Order of Foresters and may not be available or approved in all states and are subject to eligibility requirements, underwriting approval, limitations and state variations. If you have questions regarding Foresters products and their riders, please contact your insurance agent or contact Foresters to be connected with an agent in your area.
Foresters Prepared II and its riders may not be available or approved in all states and are subject to underwriting approval, limitations, contract terms and conditions, and state variations. Refer to the Foresters Prepared II Accidental Death Insurance contract for your state for these terms and conditions. Foresters Prepared II and its riders are filed under the following form numbers, where “XX” represents either “US” or your state’s postal abbreviation, as applicable. Foresters Prepared II: ADTERM-XX01-2020
1 Source: https://wisqars.cdc.gov/data/lcd/home
Foresters products and their riders are underwritten by The Independent Order of Foresters and may not be available or approved in all states and are subject to eligibility requirements, underwriting approval, limitations and state variations. If you have questions regarding Foresters products and their riders, please contact your insurance agent or contact Foresters to be connected with an agent in your area.
Foresters Prepared II and its riders may not be available or approved in all states and are subject to underwriting approval, limitations, contract terms and conditions, and state variations. Refer to the Foresters Prepared II Accidental Death Insurance contract for your state for these terms and conditions. Foresters Prepared II and its riders are filed under the following form numbers, where “XX” represents either “US” or your state’s postal abbreviation, as applicable. Foresters Prepared II: ADTERM-XX01-2020
1 Source: https://wisqars.cdc.gov/data/lcd/home