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Enriching lives and building strong communities

Foresters Financial helps members achieve their financial goals while making a difference in their communities.

Financial security and living your purpose

For 150 years, Foresters FinancialTM has been helping families secure their financial futures. But we’ve always gone beyond that, empowering people to make a real difference in the world around them. Through our global network of over two million members, communities and families get the support they need to thrive, live well and do more good.

Becoming a member is easy. You can apply when you purchase a life insurance product underwritten by The Independent Order of Foresters. As a member, you can access unique member benefits1 like competitive academic scholarships and grants that help you give back and volunteer.

Today, our commitment to helping you do more of the good you want to do is what drives us and sets Foresters apart from other organizations. Together, we can create a future where more good happens for the people and places that matter most to our members.

Well-being benefits - Helping to enhance your life

From your family to your future, Foresters has you covered. As part of our fraternal purpose, we offer our members a wide range of unique and complimentary benefits. It’s just one of the many ways we share our financial success with our members. You know we are here to support you when you need it most.

Foresters Go™

This benefit is so much more than just a wellness app. Foresters Go2 helps you earn exciting rewards for healthy living, giving back and having fun. It’s a flexible and convenient way to stay active and make a difference in your community. Learn more

Foresters Renew™

Get helpful funds to upskill, reskill and grow in your career. Foresters Renew3 offers reimbursement grants to repay tuition, cover textbooks, course-related tools and more. Learn more 


Members can access discounts on gift cards, everyday necessities, electronics and other online shopping opportunities. Plus, family-focused activities are more affordable with discounts on hotels, rental cars, theme parks, attractions and much more. Learn more

Lifelong Learning

A vast online learning library that you can access anytime, anywhere. Explore an interest, work towards a goal or just have fun learning something new. Learn more


This online document preparation service helps you create customizable wills, powers of attorney and healthcare directives. Find out how LawAssure can help you to protect your legacy. Learn more

Diabetes Member Benefit5

The Diabetes Member Benefit offers discounted pricing on trusted diabetes management products from Accu-Chek®. Exclusive pricing, free shipping and regular delivery can help reduce costs and the frequency of trips to the pharmacy.  Find out how you can simplify your diabetes care. Learn more

Orphan Scholarships6

This benefit provides the children of deceased members with a renewable higher learning scholarship of up to $6,000 per year for up to four years. Visit to learn more.

Orphan Benefit6

This monthly payment of up to $900 per month per child may help you provide for your children in the event of the death of both you and your spouse. Visit to learn more.

Terminal Illness Loan6

If you become terminally ill, you may be eligible to receive an interest-free loan7 up to 75 per cent of the face value of your Foresters life insurance. Visit to learn more.

Member Governance - Developing leaders with our membership

Working within our 50 Branches, the elected Branch Councillors provide strong local leadership, helping to guide and support our impact in members’ communities. By participating in your local Branch, you can:

  • Develop valuable leadership skills for your personal life or career
  • Connect with fellow members who share your passion for community volunteerism
  • Be inspired by world-class speakers at our annual 3-day Leadership Development Conference, where Foresters takes all elected members to destinations such as Las Vegas or Orlando
  • Take part in a rewarding volunteer experience with a low time commitment

Looking for something bigger? Our elected Regional Councillors focus on the long-term strategic direction of Foresters member network. You will help shape programs that enrich a member’s experience and participate in development opportunities like skill-building workshops and expert talks. Learn more

Foresters Community Grants – Give back and connect with loved ones

Whether you want to volunteer in your community or create lasting memories with the people who matter most, Foresters Community Grants can make it happen. We invest over $5 million8 every year into our Community Grants so they can help you do more for the people and community around you. So, use a grant to donate books to a local library or create care kits for a shelter. Or bring your family together for some fun and meet people with similar interests. Have fun, help others and reconnect with Community Grants. Learn more

Foresters Care™ grant – A little help goes a long way

See. Act. Care for your community. This member benefit allows you to make a positive difference in your community with two yearly grants of $200 each. A Foresters Care grant activity requires minimal planning and is easy to execute on your own, so you can identify an immediate need and make a meaningful difference quickly. Learn more

Foresters Competitive Scholarship Program - Investing in our future

We believe that education and community are important. That’s why we award almost $2 million2 per year in renewable tuition competitive scholarships to members or their family members. The scholarship selections are based on factors that include good grades and community volunteer involvement and are available to eligible students pursuing post-secondary education at a university, community college or trade program. Learn more

Membership Matters

Healthy living, online security and financial wellness are just a few of the topics featured in our online member newsletter. New articles are added every month so why not sit back, relax and enjoy articles written with your interests in mind? To read articles and subscribe, visit Membership Matters.

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1 Description of member benefits that you may receive assumes you are a Foresters member. In the United States members may currently only be anyone insured under a life or health insurance certificate, or an annuitant under an annuity certificate, issued by The Independent Order of Foresters.   If you are not an insured under a life or health insurance certificate, or an annuitant under an annuity certificate, issued by The Independent Order of Foresters, or are not a social fraternal member, then you are not a member. Foresters member benefits are non-contractual, subject to benefit specific Eligibility requirements, Definitions and limitations and may be changed or cancelled without notice.   

2 Foresters Go is provided by The Independent Order of Foresters and is operated by dacadoo AG.

3 Foresters Renew is administered by International Scholarship and Tuition Services, Inc. (ISTS).

4 LawAssure is provided by Epoq, Inc. Epoq is an independent service provider and is not affiliated with Foresters. Some features not available in Louisiana. LawAssure is not a legal service or legal advice and is not a substitute for legal advice or services of a lawyer. Foresters Financial, their employees and life insurance representatives, do not provide, on Foresters behalf, legal, estate or tax advice.

5 Foresters Financial and its employees, agents and life insurance representatives do not provide, on Foresters behalf, legal, estate, health, medical or tax advice. Consult your physician or licensed healthcare professional for any questions or information about your medical care.

6 Available to eligible members with an in force certificate having a minimum face value of $10,000 or if an annuity, a minimum cash value of $10,000 or a minimum contribution of $1,000 paid in the previous twelve months. Certificate includes an in force individual policy or annuity offered by The Independent Order of Foresters.

7 Not available as a member benefit in the states of Illinois or New York or on Accidental Death products.

8 All amounts in U.S. dollars, unless otherwise indicated. Amounts based on consolidated financial results prepared in Canadian dollars as at December 31, 2018 and converted into USD using the Bank of Canada annual average exchange rate of 1.2957.