Skip to content Skip to footer site map

multigeneration family smiling and posing together

The Foresters difference

At Foresters FinancialTM we help everyday families achieve their long-term financial goals. But we’re more than an international financial services provider. Through our heritage as a fraternal benefit society, we have a global network of members that is more than one million strong. To become a Foresters member, you can apply as part of the purchase of a life insurance product underwritten by The Independent Order of Foresters, which is a fraternal benefit society. Members enjoy unique member benefits¹ including competitive academic scholarships, financial counseling and discounted legal services as well as opportunities to give back through volunteering opportunities.   

In 2017 alone, Foresters invested more than $756 million in claims and member benefits including $2.2 million in competitive scholarships for students in the United States, Canada and the United Kingdom. We also provided over $4.4 million towards community initiatives such as Care Packages, Community Beautification, Create & Construct, Meal Help and Volunteer Support activities and Fun Family events where our members can spend quality time with their families at no cost. 

smiling female college graduate wearing graduation cap and gown

Well-being benefits - Enhancing your family life

From your family to your future, Foresters has you covered. As part of our fraternal purpose, we offer our members a wide range of unique and complimentary benefits1. It’s just one of the many ways we share our financial success with our members. You know we are here to support you when you need it most.

Membership Matters

Healthy living, online security and financial wellness are just a few of the topics featured in, our online member newsletter. New articles are added every month so why not sit back, relax and enjoy articles written with your interests in mind. Visit

Legal Link

As a Foresters member, you can consult with a local legal professional for help with a variety of issues including wills, estate planning, home ownership and family law – all at a reduced cost.

Everyday Money

Our toll-free financial helpline connects you to an accredited counselor who can help answer your questions about your personal financial matters such as debt management and budgeting.

Emergency Assistance Program

An emergency can strike anytime. Our emergency grants provide short term, temporary financial aid to members affected by significant personal hardship, disaster or large scale emergency.

Orphan Scholarships2

This benefit provides the children of deceased members with a renewable higher learning scholarship of up to $6,000 per year for up to four years.

Orphan Benefit2

This monthly payment of up to $900 per month per child may help you provide for your children in the event of the death of both you and your spouse.

Terminal Illness Loan2

If you become terminally ill, you may be eligible to receive an interest-free loan up to 75 per cent of the face value of your Foresters life insurance.

people playing beside bouncy castle

Member leadership - Developing community leaders

At Foresters, we offer many ways for our members to develop their leadership skills. This could be as simple as applying for a grant to run a volunteer activity or, if you’re interested in even more involvement, you might consider nominating yourself for Branch Councillor.  

Working within our 50 Branches the elected Branch Councillors provide strong local leadership, helping to guide and support our impact in members’ communities. Learn more

woman and man building a playground together

Grants and scholarships - Investing in members and their communities

We believe that education and community are important. That’s why we give almost $2 million per year in renewable tuition competitive scholarships to members or their family member. The scholarship selections are based on factors that include good grades and community volunteer involvement.

We also invest over $4 million annually to support the Foresters Community Grants program, which allows members to access funds to organize and host their own local fun family and volunteer events. Learn more

Member events – Giving families time to relax and reconnect

As a Foresters member, you and your family can look forward to complimentary family events, including movie nights, amusement parks, sporting events, volunteering and other fun and inclusive all ages activities. Learn more

Community and volunteering – Enhancing family well-being together

We’re proud to organize and support community projects in the local communities where our members live. If you’d like to get involved, we offer a number of volunteer opportunities – Foresters Financial makes it easy to give a little something back. Learn more

Foresters Report to Members

Foresters Report, our annual report to members, is how we celebrate and share our accomplishments from the past year. It’s not only an overview of how we’re doing financially; it’s also a snapshot of the many ways we’ve improved family well-being with your help. See the latest issue of Foresters Report to Members

Ready to take the next step? Find an advisor/agent