To submit a claim, the beneficiary needs to complete a claimant’s statement and provide a certified death certificate. If the claim is contestable, or related to a living benefit, a medical authorization will also be required. This information will be outlined in your claim packet.
If the death is due to an accident or homicide, the beneficiary should also provide any information available that relates to the cause and manner of death, including but not limited to, a copy of the police report, any news articles, and/or a coroner’s report and a toxicology report. Once this information is received and reviewed by a Claims Adjudicator, it may be necessary to require additional medical information.