Skip to content
Skip to footer site map
1 Description of member benefits that you may receive assumes you are a Foresters member. In the United States members may currently only be anyone insured under a life or health insurance certificate, or an annuitant under an annuity certificate, issued by The Independent Order of Foresters. If you are not an insured under a life or health insurance certificate, or an annuitant under an annuity certificate, issued by The Independent Order of Foresters, or are not a social fraternal member, then you are not a member. Foresters member benefits are non-contractual, subject to benefit specific Eligibility requirements, Definitions and limitations and may be changed or cancelled without notice.
2 This code of ethics applies to all directors, officers, employees, representatives, contract employees, independent contractors, and suppliers of Foresters, its subsidiaries and affiliates worldwide ("Foresters") other than those companies that have adopted a code of ethics or business conduct, which complies with local laws and regulations and has standards consistent with the spirit of this Code of ethics.
412737 US (10/15)