Investment Bulletins

Find out how your Plans and the stock market are performing and read our monthly bulletin. You can also gain exclusive insight from our fund managers Schroders.

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The Forester Life Stakeholder Managed Funds have been specifically designed for our customers with a range of outcomes in mind. A conservative fund strategy is followed with growth targeted by an active approach to managing investment risk, whilst protection against inflation is also taken into account.

The fund management team at Schroders, who manage our funds, are constantly looking out for new investment opportunities. The Funds offer a cost effective solution designed to help you to achieve your goals, and all Plans meet the standards for a stakeholder scheme.

Read and download our latest Investment Bulletin below and learn more about the current financial markets.

Across global stock markets the spread of coronavirus initially resulted in an increase in volatility as investors focused on the likely impact on global economic growth. Whilst there are still high levels of uncertainty, and nobody knows how this will develop, global governments and central banks continue to provide support to help mitigate the economic slowdown. UK and US interest rates have been significantly reduced and many governments across the world, including the UK have announced unprecedented stimulus packages to support their economies. During times of market volatility it is important to focus on your longer term savings objectives and avoid making snap decisions - read our volatile market article.


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Schroders Market Update

Every quarter, one of our asset managers from Schroders will provide an update into how the financial market is performing. Johanna Kyrklund - Group Chief Investment Officer and Global Head of Multi-Asset Investments, offers her insights on the different economic factors that influence the market conditions in the video below.

Johanna Kyrklund - Group Chief Investment Officer and Global Head of Multi-Asset Investments

Johanna Kyrklund is Group Chief Investment Officer and Global Head of Multi-Asset Investments at Schroders and joined in 2007. Responsible for investments on behalf of Multi-Asset clients globally and is the head portfolio manager of the Schroder Diversified Growth Strategy. Johanna leads the Multi-Asset Investments division, is a member of the Group Management Committee (GMC) and Chairs the Global Asset Allocation Committee.


Over the last six months we’ve been pro-cyclically positioned because our cyclical models turned green last summer. And today those cyclical models are still firmly in what we call the recovery phase of the cycle, which is the most benign phase for markets. This is because typically in this phase you see growth expectations improving but policy still very loose and indeed that is what we are seeing today.

However, we do sound a note of caution as growth expectations have risen we’ve also seen bond yields rise and that raises the hurdle for what constitutes for good investment. In some sense that rise in bond yields does pose a speed limit to returns. As a result we are now avoiding the most expensive areas of the market and are really looking to diversify our portfolios. Last year was notable because a very small group of Mega Cap turbo charged stocks led the market recovery and today we would advocate a much more diversified stance, really looking across the globe and across sectors.

Elsewhere in the portfolio we think commodities are an interesting addition to people’s portfolios because as growth expectations rise there may be some inflation concern and commodities provide quite a neat hedge against that. They also benefit from the significant infrastructure spend that is currently being planned.

However, we wouldn’t write away Government bonds, although they are obviously vulnerable to improving growth expectations, yields have adjusted quite significantly since the beginning of the year and so Government bonds are back on our radar as a diversifying position in portfolios. After all we need to remember that although obviously we are now getting vaccinated there are still some challenges to that vaccine rollout across the world.

So all in all, we do see some upside to markets, we’re fully invested, but we do think we need to keep an eye on these valuations and protect against that valuation risk by introducing a more diversified stance in your exposures.

Important information:

The views and opinions contained here are those of Johanna Kyrklund, Group CIO and Global Head of Multi-Asset Investments and may not necessarily represent views expressed or reflected in other Schroders communications, strategies or funds.

This information is a marketing communication. For help in understanding any terms used, please visit address This information is not an offer, solicitation or recommendation to buy or sell any financial instrument or to adopt any investment strategy. Information herein is believed to be reliable but we do not warrant its completeness or accuracy. Any data has been sourced by us an is provided without any warranties of any kind. I should be independently verified before further publication or use. Third party data is owned or licenced by the data provider and may not be reproduced, extracted or used for any other purpose without the data provider’s consent. Neither we, nor the data provider, will have any liability in connection with the third party data. The material is not intended to provide, and should not be relied on for accounting, legal or tax advice. Reliance should not be placed on any views or information in the material when taking individual investment and/or strategic decisions. No responsibility can be accepted for error of fact or opinion. Any references to securities, sectors, regions and/or countries are for illustrative purposes only.

The value of investments and the income from them may go down as well as up and investors may not get back the amounts originally invested. Exchange rate changes may cause the value of any overseas investments to rise or fall. Past performance is not a guide to future performance and may not be repeated.

The forecasts included should not be relied upon, are not guaranteed and are provided only as at the date of issue. Our forecasts are based on our own assumptions which may change. We accept no responsibility for any errors of fact or opinion and assume no obligation to provide you with any changes to our assumptions or forecasts. Forecasts and assumptions may be affected by external economic or other factors. This document is issued by Schroder Unit Trusts Limited, 1 London Wall Place, London, EC2Y 5AU. Registered Number 4191730 England . Authorised and regulated by the Financial Conduct Authority.

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