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A Stakeholder Junior ISA

Save for their future and make a difference for their first steps into adulthood. Investing carries risk.

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What is a Foresters Junior ISA?

Save towards their future

If you are looking to save towards your child’s future a Junior ISA offers a tax-efficient way to build up a lump sum. You can save for them up to age 18, when the Junior ISA will automatically roll into an Adult ISA, so the child can continue to save towards their future and/or access the money. A child at age 16 can open their own Junior ISA.

Investing for a better return

You have the option to invest in a choice of funds. With your investments being looked after by the experts at Schroders. By investing in stocks and shares there is potential for growth that is free of UK income and capital tax. It is recommended to invest for the medium to long-term, helping to offer more potential for growth than saving in a bank or building society. You will only have an annual management charge of 1.5% lowering to 1% after 10 years, with no contribution or transfer fees. 

Save up to £9,000 each tax year

Yourself, family and friends can contribute from as little as £10 a month and/or £20 for single contributions. Making it ideal for birthday and other celebratory gifts that can help towards their future. Ways to contribute to a Junior ISA with Foresters >

Become a Foresters member

By saving with us at 18 your child will become a member, and will have access to a range of exclusive benefits. Such as volunteer grants, a well-being app and Scholarships – just to name a few! Take a look at the member benefits >

Is a Stakeholder Junior ISA right for me?

 Want to save for your child

 Saving for past their 18th birthday

 Looking for low minimum contributions

 One, simple annual management charge

 Looking for straightforward investing

 The child is a UK resident

Junior ISAs

Want to know more about Junior ISAs in general and why they could be the best option to save for your child?

What is a Junior ISA?

Transfer a Junior ISA

Does your child already have a Junior ISA or Child Trust Fund and want to transfer to a Foresters Junior ISA? Make a transfer online today.

Transfer to our Junior ISA

Save towards your child's future

Invest in one fund or a combination of the two, it’s up to you.

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Foresters Stakeholder (Schroders) Managed Fund  

A global, straightforward fund designed for Foresters customers.

  • Choose to invest your savings fully or partially in this fund.
  • Invest over the medium to long-term in a professionally managed fund by Schroders.
  • Considers ESG factors with 45-60% invested in shares. 

Learn more about this fund

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Foresters Stakeholder (Schroders) Sustainable Future Managed Fund  

Invest in your child's future in a fund that has a focus on sustainability. 

  • Choose to invest your savings fully or partially in this fund
  • Invest over the medium to long-term in a professionally managed fund by Schroders
  • Considers ESG factors with 0-60% invested in shares. 

Learn more about this fund


Junior ISA Important information

Open a Junior ISA Transfer a Junior ISA

Tax treatment depends on individual circumstances and may be subject to change in the future. As with all stock market investments the value of your child’s Junior ISA can fall as well as rise and you may get back less than has been paid in. Gifts cannot be reclaimed and combined amounts cannot exceed the contribution limit of £9,000.

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Want to save in our Shariah Junior ISA?

We also offer a Junior ISA that invests in a Shariah compliant fund. Find out more how you can invest towards your future. 

View our Shariah Junior ISA

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Manage your savings with MyPlans

View the Junior ISA value, make contributions, view fund performance, documents, and so much more. 

Existing customer? Login to MyPlans >

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Financial guidance - at no cost to you
Meet with a Financial Adviser to discuss your options at your convenience.