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Welcome to Foresters Financial

You have taken your next steps to start your financial journey.

All you need to know about saving for yours child’s future with Foresters can be found here.

Why save with Foresters?

With us, we make it simple and affordable to save towards your child's future and protecting the ones you love, so you can focus on the important things in life and make lasting memories.  

As a mutual organisation we don’t have shareholders; any profit we make is used for the benefit of our members, our Planholders. Our business is purpose driven, which means we give back to our members, their families and their communities.

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Open a Junior ISA and save towards your child's future

A Junior ISA with Foresters is a tax-efficient savings account for adults to save on behalf of a child starting from as little as £10 a month up to £9,000 this tax year. Friends and family can contribute too – helping to build up your child's savings pot. 

At age 18 the Junior ISA will automatically role into an adult ISA where your child can decide whether they would like to continue to save. 
Open a Junior ISA today and take that step towards saving for when they reach adulthood. 

Junior ISA Brochure, Junior ISA Terms & ConditionsJunior ISA Key Information Document 


happy children baking, start saving from £10 a month

Investing in their future made easy 

We help make investing easy and offer a professionally managed fund, in which the experts at Schroders make investment decisions on your behalf. With a risk-controlled and sustainable approach, no more than 60% of your child's savings will be invested in shares- protecting against market fluctuations but giving the opportunity for growth. 


Transfer your child's savings 

Already have a Junior ISA for your child? If you feel we are right for you, you can transfer it to us. 

We could be the right choice to save for your child's future milestones. 


Junior ISA Brochure, Junior ISA Terms & ConditionsJunior ISA Key Information Document 


Tax treatment depends on individual circumstances and may be subject to change in the future. As with all stock market investments the value of your Plan can fall as well as rise and you may get back less than has been paid in.


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Saving for yourself

Whether you are saving for a home, ensuring you have a rainy day pot or simply just saving, our ISA is an affordable way to save for the future if you’re investing for the medium to long-term. 

We’ve made things easy to manage - Our ISA allows you to combine both a Stocks and Shares ISA and Lifetime ISA in one Plan. You need to be over 18 and a UK resident, and for the Lifetime ISA element under age 40, to open one. If eligible, you can have one or both. 

happy couple, start saving from £20

Under age 40? Get up to £1,000 added to your savings

A Lifetime ISA is available to anyone aged between 18 and 39, and was introduced by the Government to help first-time buyers get on the property ladder and/or to build additional savings for later on in life. The Government offers a 25% bonus added to all amounts invested into the Lifetime element, up to the maximum £4,000 per year, meaning the Government will contribute up to £1,000 each year.You can start contributing from £20 up to the ISA allowance of £20,000 (of which £4,000 can be saved into the Lifetime ISA). 


As the Lifetime ISA limit applies to each individual, you and a partner (if eligible) can have a separate Lifetime ISA and combine your savings to purchase a first home together in the UK worth up to £450,000.If you are saving for later life you can contribute and receive the government bonus up to age 50. From age 60 you may begin encashing from the Lifetime ISA without paying the government penalty and free from UK income and capital taxes.

Open an ISA today and save towards your goal

ISA Brochure, ISA Terms & Conditions, ISA Key Information Document 


A Lifetime ISA must be held for at least 12 months before using it towards the purchase of a first home. By saving into a Lifetime ISA instead of a workplace pension, you could lose the benefit of employer contributions and the value could affect any entitlement to means tested benefits. If you make an withdrawal before age 60, other than to purchase your first home, you will pay a government penalty of 25% on the withdrawn amount, and you may get back less than you paid in.

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Protecting the ones you love

As families and responsibilities grow it is important to make sure yourself, and those you love are protected should the unexpected happen

Our protection products offer a level of choice and flexibility and the amount you pay will depend on your personal details such as age, which benefits you choose, the length of time the cover applies for, occupation and medical history.

Explore your options

critical illness icon Critical Illness       life benefit icon Life Benefit

combined protection icon Combined Life and Critical Illness       Income protection icon Income Protection 

happy family cover starting from £10 a month
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Being a Foresters member

By saving with us, you become a member and join a mutual organisation whose Purpose is to enrich family and community well-being. From age 18 members have access to a range of exclusive benefits, such as volunteer grants, member discounts and will writing.



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Making investing easy

Being an individual investor can be expensive, time consuming and risky, especially if you are not an expert in the world of finance. Our savings products are managed for you by the experienced fund management team at Schroders - let the experts do it for you.


With a risk-controlled and sustainable approach, no more than 60% of your child’s and/or your savings will be invested in shares – helping to protect against market fluctuations but giving the opportunity for growth.


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Our service to you

You have the choice to do business with us in a way that suits you. Open and manage your savings Plans online with your MyPlans account.


Our team of Financial Advisers can talk you through our products in the comfort of your own home, either face-to-face or through a video appointment. Our advisers work solely for Foresters. Don’t worry they are paid directly so you will not be charged separately for any advice they give you. Request a Financial Adviser



Our dedicated Customer Services team based in the UK are also here to help.



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The difference is mutual

By saving for yours or your child's future, you will join a mutual organisation whose Purpose is to enrich family and community well-being.


Planholder’s from age 18 have access to a range of exclusive benefits. The Planholder of a Junior ISA is the child.


Take a look at being a Foresters member


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