Child Trust Fund

We look after over 1.5 million children's savings Plans, we are here to help you save towards your child’s future.

Make a contribution to a CTF

Transfer your CTF to us

Happy teenager with a Child Trust Fund talking to younger sister
Foresters look after over 1 million children savings plans

We look after over 1.5 million children's savings Plans


Our customer satisfaction rating 

Our customers rate us 4.7 out of 5 stars


Taking care of family finances for over 140 years

Taking care of family finances for over 145 years


We offer choice in how you do business with us

Choose how you do business with us


Was your Child Trust Fund with Halifax? Find out more about the move to us

Child Trust Funds

A Child Trust Fund is a long-term savings account for children. New accounts cannot be opened, however you can transfer your child’s Child Trust Fund to a Forester Life Child Trust Fund, and you can continue to contribute to your child’s Child Trust Fund that is held with Foresters Financial.

Find out more information about a Child Trust Fund with Foresters Financial.

Our Child Trust Funds

Father listening to music with teenage son who has a Child Trust Fund

Is your child reaching age 18?

At age 18, a Planholder of a CTF will have access to their money. Whatever the amount saved in the CTF, this will be a great starting point for your child. They can choose to use the money for their first steps into adulthood or continue saving towards a significant milestone, such as a house deposit, a savings pot for the future, or both.

We want to provide you with all the information you and your child need, as the CTF starts to reach maturity - from when the Government first contacts your child before they reach 16 to their options at age 18. 

Our Child Trust Fund Hub

Child Trust Fund Calculator

Help your child achieve their dreams by saving for their future today.
Use our calculator to see what their Child Trust Fund could be worth at age 18.

CTF Calculator

Find my child's Child Trust Fund

Children born between 1st September 2002 and 2nd January 2011 and eligible for Child Benefit, should have received a Child Trust Fund voucher from the Government, for the parent to place with a Child Trust Fund provider.

As a government approved CTF provider, the CTF may have been placed directly with us or with one of the companies who transferred their CTFs to us. This includes the CTF accounts previously looked after by The Children’s Mutual and its distribution partners as well as Halifax. 

Don’t worry if the voucher wasn’t placed with a provider, once the CTF voucher reached its expiry date, the Government would have placed the voucher with an approved provider, such as Foresters. It’s not essential, but if you have parental responsibility, or are 16 and over you can apply to become the official Registered Contact for the CTF by completing the form

Find my child's CTF

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Talking our your childs CTF

What is a CTF?

Read our article to find out all of the information you need to know about Child Trust Funds, from when the money can be accessed to maximising contributions.

Learn more about CTFs
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