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the childrens mutual transfer

What is a Child Trust Fund?

A Child Trust Fund (CTF) is a long-term savings account for children. New accounts cannot be opened, however you can transfer your child’s CTF to a Forester Life Child Trust Fund, and you can continue to contribute to your child’s CTFs that are held with Foresters Financial. Saving from as little as £10 up to £4,368 a year (birthday to birthday) can make the CTF an ideal way to save for your child’s future.

We look after the savings needs for over a million children in the UK and we are fully committed to helping you give your child a head start.

They may not know what they want to be in the future but a lump sum at 18 could open up more opportunities, from helping with university costs to paying for their first car.

The value of your investment can fall as well as rise, and as with all stock market investments you may get back less than paid in. Inflation could reduce what you can buy in the future.

Top up or gift to a Child Trust Fund

Anyone can contribute to a child's CTF, be it friends, family or the Registered Contact of the account, as long as the overall contributions do not exceed £4,368 a year (birthday to birthday). Topping up and gifting is easy to do online, over the phone, by post or through one of our Financial Advisers. Visit our Top up and gift centre and start saving for a child's future.

Top up or gift to a child's Plan

View your Child Trust Fund online

If you hold a CTF with us you can view your Plan online by activating your online My Plans account

You can activate your online account by clicking below. You need the Plan number, postcode and Date of Birth for both the Registered Contact and the Planholder (the Planholder is the child). 

Activate my account

Transfer your Child Trust Fund to us

If you would like to transfer your Child Trust Fund to Forester Life please complete and return the transfer form. Please ensure you have read the Key Information Document, Brochure and Terms and Conditions for the Forester Life Child Trust Fund (found in the section below).

Amend your account details

The Registered Contact is the person responsible for giving instructions about the management of the child’s Plan. This will be a parent, or another person with legal parental responsibility for the child, who must be aged 16 or over. To become the Registered Contact for a CTF that is with us, simply download and follow the instructions on the Registered Contact form. Please note that if there is already a Registered Contact in place their permission will be required for a change to the Registered Contact.

Child Trust Fund - Stakeholder Options

Child-trust-fund-children-group

The Child Trust Fund – Stakeholder Options is a stakeholder CTF which was transferred from The Children’s Mutual. As part of the transfer to Foresters Financial we have offered you more ways to do business with us, as well as giving you more investment choice. As your Plan is directly with us, your child is a member of Foresters Financial.

The value of your investment can fall as well as rise, and as with all stock market investments you may get back less than paid in.

You can activate your online account by clicking below. You need the Plan number, postcode and Date of Birth for both the Registered Contact and the Planholder (the Planholder is the child). 

Activate my account

Anyone can contribute to a child's CTF, be it friends, family or the Registered Contact of the account, as long as the overall contributions do not exceed £4,368 a year (birthday to birthday). Visit our top up and gift centre and start saving for a child's future.

Top up and gift to a child's CTF

  Child Trust Fund - Stakeholder Options Brochure

  Child Trust Fund - Stakeholder Options Terms and Conditions

For the Child Trust Fund - Stakeholder Options Lifestyling Rules click here.

Child Trust Fund - Options

The Childrens Mutual

The Child Trust Fund – Options is a CTF which was transferred from The Children’s Mutual. As part of the transfer to Foresters Financial we have offered you more ways to do business with us, as well as giving you more investment choice. As your Plan is directly with us, your child is a member of Foresters Financial.

The value of your investment can fall as well as rise, and as with all stock market investments you may get back less than paid in.

To activate your online account please click below. You need the Plan number, postcode and Date of Birth for both the Registered Contact and the Planholder (the Planholder is the child). 

Activate my account

Anyone can contribute to a child's CTF, be it friends, family or the Registered Contact of the account, as long as the overall contributions do not exceed £4,368 a year (birthday to birthday). Visit our top up and gift centre and start saving for a child's future.

Top up and gift to a child's CTF

   Child Trust Fund - Options Brochure

   Child Trust Fund - Options Terms and Conditions

Child Trust Fund - Shariah

Growing up bond

The Child Trust Fund – Shariah is a stakeholder CTF which was transferred from The Children’s Mutual. As part of the transfer to Foresters Financial we have offered you more ways to do business with us. As your Plan is directly with us, your child is a member of Foresters Financial.

The value of your investment can fall as well as rise, and as with all stock market investments you may get back less than paid in.

To activate your online account please click below. You need the Plan number, postcode and Date of Birth for both the Registered Contact and the Planholder (the Planholder is the child). 

Activate my account

Anyone can contribute to a child's CTF, be it friends, family or the Registered Contact of the account, as long as the overall contributions do not exceed £4,368 a year (birthday to birthday). Visit our top up and gift centre and start saving for a child's future.

Top up and gift to a child's CTF

  Child Trust Fund - Shariah Brochure

  Child Trust Fund - Shariah Terms and Conditions

Forester Life Child Trust Fund

Junior ISA Dad

The Forester Life Child Trust Fund stakeholder product which meets Government standards for straightforward, low cost, risked controlled savings. Your savings will be balanced between stocks and shares and fixed interest holdings by the experienced fund management team at Schroders, giving the potential for a good balanced return.

You can view the Child Trust Fund online. To activate your online account, please click below. All you need is your activation code, your new Plan number (both of which should have been sent in the post) and the Planholder's date of birth (the child's birthday). 

Activate my account

The value of your investment can fall as well as rise, and as with all stock market investments you may get back less than paid in.

Top up and gift to a child's CTF

   Child Trust Fund Brochure

   Child Trust Fund Key Information Document

   Child Trust Fund Terms and Conditions

Has your Child Trust Fund been allocated to Forester Life?

If your child was born between September 1, 2002 and January 2, 2011 and is eligible for Child Benefit, you should have received a CTF voucher from the Government.

When your child’s CTF voucher expired, the Government automatically opened a CTF account on their behalf. Forester Life and The Children’s Mutual were providers which were approved by the Government for allocated accounts.

Click on the link below to find out more about how to become the Registered Contact for an allocated CTF with Forester Life or The Children’s Mutual.

Registered Contact Application form

How do I update my details?

So that we can keep you up to date with the changes to your account(s) held with The Children’s Mutual please let us know if any of your details have changed, like your home or email address.

To update any details please call 0333 600 0333. Lines are open 8:30am – 5pm Monday to Friday.

Want to save for any other children Find out more about our Junior ISA