The following riders are available with this product:
Waiver of Premium - If you are 18-55 years of age you may purchase a Waiver of Premium rider. With this rider, all premiums falling due after the date you become disabled will be waived and the waiver will last for as long as your disability continues. Disability, for this purpose, includes a total disability that continues for at least six months. Waiver of Premium only applies to disabilities that begin before the policy anniversary when you reach age 60.
Accidental Death Benefit - You may elect to purchase an Accidental Death Benefit rider up to 60 years of age. This rider provides for an additional fixed amount of death benefit in the event the insured dies from accidental bodily injury before the age of 70. The amount of the benefit is at least equal to the face amount of the policy, but cannot exceed an amount equal to $200,000 minus the sum of all your existing or applied for accidental death benefit coverage.