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What is accidental death term insurance?

You probably don’t want to think about you or one of your family members being a victim of a tragic accident. But in the United States, someone is killed in an accident every five minutes. What’s more, accidents are the leading cause of death in America for people up to the age of 411 You can’t predict when an accident will happen, but you can be prepared. Prepared Accidental Death Term Insurance2 can help protect your family from financial hardship after a tragic accident3.
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Product overview

What is Prepared Accidental Death Term Insurance?  

Foresters™ Prepared Accidental Death Term insurance offers simple, affordable accidental death protection up to $300,000. 

Foresters Financial also offers

Universal life insurance
Whole life insurance
Variable life insurance
Variable universal life insurance

 

 

Foresters Financial and Foresters are trade names and trademarks of The Independent Order of Foresters (a fraternal benefit society) and its subsidiaries. 

1Source: National Safety Council, September 2007.  
2 Insurability depends on answers to questions in the application and on the outcome of the underwriting review based on underwriting requirements and guidelines. Foresters Prepared Accidental Death Term Insurance is issued by The Independent Order of Foresters.
Foresters products and their riders may not be available or approved in all states and are subject to eligibility requirements, underwriting approval, limitations and state variations. If you have questions regarding Foresters products and their riders, please contact your insurance agent or contact Foresters Financial to be connected with an agent in your area.
Foresters Prepared Accidental Death Term Insurance and its riders are filed under the form numbers listed below, where “XX” represents either “U.S.” or your state’s postal abbreviation, as applicable. Foresters Prepared: ADTERM-XX01-2010 Waiver of Premium Rider (Accident Only): ADTERM-WP-XX01-2010 Disability Income Rider (Accident Only): ADTERM-DIR-XX01-2010 Return of Premium Rider: ADTERM-ROP-XX01-2010 Foresters products and their riders may not be available or approved in all states and are subject to eligibility requirements, underwriting approval, limitations and state variations. If you have questions regarding Foresters products and their riders, please contact your insurance agent or contact Foresters Financial to be connected with an agent in your area.
3 Accident means an accidental bodily injury that is the direct result of an accident, independent of an illness, disease, condition or bodily infirmity.  
4 In some states, the Return of Premium Rider is a mandatory rider and will automatically be included at an additional cost on all Prepared contracts issued in those states.   

412728 US (12/15)

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