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What is a First Advantage Fixed Deferred Annuity?

It is a flexible premium, fixed deferred annuity that provides both growth and safety for retirement savings. First Advantage provides you with a variety of attractive features that can benefit you in both your working and retirement years.

Why consider a First Advantage Fixed Deferred Annuity?

Unlike other types of annuities, the money in a fixed deferred annuity grows at a guaranteed1 minimum interest rate. That means your account value will never go down unless you choose to make withdrawals. With guaranteed rates and easy-to-understand payment options, fixed deferred annuities are one of the most straightforward retirement savings options available.

¹All guarantees are subject to the financial strength and claims-paying ability of Foresters Life Insurance and Annuity Company.

Annuity contracts contain certain exclusions and limitations as well as terms for keeping them in force and for the payment of benefits. For complete costs and details, see your Representative.

Contract guarantees apply only to certain annuity features and are subject to the claims-paying ability and financial strength of Foresters Life Insurance and Annuity Company. The First Advantage Fixed Deferred Annuity is not a bank deposit and is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.

Neither Foresters Financial nor its affiliates provide legal, tax or estate planning services. Should you require such services, you should consult a legal, tax or estate planning professional.


The First Advantage Fixed Deferred Annuity is approved in these states with the following form numbers:
FPDA-1 (01-09)(CA), FPDA-1 (01-09)(CT), FPDA-1 (01-09)(DC), FPDA-1 (01-09)(DE), FPDA-1 (01-09)(FL), FPDA-1 (01-09)(ND), FPDA-1 (01-09)(NY).

In addition, the following states are approved as form number ICC09-FPDA-1 (01/09): AL, AR, AZ, CO, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC,TN, TX, UT, VA, VT, WA, WI, WV, WY.

The First Advantage Fixed Deferred Annuity is issued by Foresters Life Insurance and Annuity Company, 40 Wall Street, New York, NY 10005, 800 832 7783 and distributed by Foresters Financial Services, Inc., 40 Wall Street, New York, NY, 10005, 800 423 4026.

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