Term insurance

Our Term Insurance products1 provide you with the choices you need to plan for your family’s financial security. Select from a wide range of competitively priced products to meet all your protection needs.
 
Term insurance is the most affordable life insurance option. It provides a fixed death benefit for a fixed premium payment, over a fixed period of time. Your premium payments are guaranteed and remain level for the term you select: 5, 10, 15, 20, 25 or 30 years.
 
The death benefit can be used to:  
  • Provide financial security for your partner and children
  • Pay off a mortgage
  • Provide for your children's education
  • Protect your family's business interests
  • Provide cash for future investments
 
Our term policies can also be renewed without providing evidence of insurability for subsequent fixed terms.
 
Many of our term insurance products also include a conversion option that allows you to convert all or part of the coverage to permanent insurance without further evidence of insurability.  This means you can buy term insurance now and convert to permanent insurance at a later date when your budget allows.
 
To request a personalized insurance quotation or additional information about our term insurance products, contact one of our independent insurance representative2 today.
 

​A guide to life insurance

Need more information about life insurance? Foresters has put together a short guide to help you understand the different types of life insurance. You can find it here.
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close Telling our story better than ever
Unity Life of Canada joined the Foresters family in April 2008. We're proud that we've now changed our name to Foresters Life Insurance Company.

Welcome to the new face of a 135-year-old insurance story that just keeps on getting better. Our new website tells the compelling story of a different kind of organization.

Foresters is the life insurance provider that works for our members, their families and communities.