Equity, or stock funds, invest primarily in companies of varying sizes (small caps, mid-caps, large caps), and can be domestic, international, or both. On balance, equity funds give you the highest potential rate of return, as well as the highest level of risk. First Investors equity funds: Covered Call Strategy, Equity Income, Global, Growth & Income, Hedged U.S. Equity Opportunities Fund, International, Opportunity, Premium Income, Select Growth and Special Situations.
Also known as "Balanced Funds," these types of portfolios are a mix of stocks, bonds and cash, and are a suitable option if you want total return and diversification. First Investors mixed asset allocation fund: Total Return.
Money market funds invest mainly in securities known for their high credit quality, and therefore tend to have the lowest level of risk as well as the lowest level of potential return on your money.
An example is the First Investors Government Cash Management fund. This fund attempts to maintain a constant share price of $1.00, however, this share price is not guaranteed.