Prepared II Accidental Death Term Insurance

Foresters Prepared II Accidental Death Term Insurance offers simple, affordable accidental death protection up to $500,000. Prepared II also offers several optional riders⁵ that can greatly enhance the benefit to meet your family’s unique needs. Prepared II Accidental Death Term Insurance³ may help protect your family by providing financial protection after a tragic accident⁴

The following optional riders4 may be available to enhance the benefits available to your family.

Disability Income Rider (Accident Only)

• If you become totally disabled due to an injury, it can have a severe impact on you and your family. This rider may provide regular monthly income to help keep your family secure if an accident leaves you unable work because of total disability.

Waiver of Premium Rider (Accident Only)

• This additional protection may help ease the burden for your family by waiving your premiums during total disability after an accident so you can maintain your valuable insurance coverage.

Return of Premium Rider

• If you outlive the term of your certificate, you may get back all of the eligible premiums you’ve paid. Even if the certificate ends before the end of its term, you could get back a portion of the eligible premiums you’ve paid.

Along with the peace of mind and financial security that Prepared II can provide, people insured with us also become a Foresters member. This includes access to a wide array of unique and complimentary member benefits that help enrich well-being for you, your family and your community. Foresters member benefits include:

Academic scholarships for members and their families

Community Grants support volunteering and fun family activities

Lifelong Learning renews the joy of continuing education online.

LawAssure helps create important legal documents online, such as a Will⁵

Diabetes management essentials delivered at discounted member pricing⁶