We’ve all learned a lot from the pandemic experience and one thing is certain: life can change quickly. We can’t predict the future, but we can plan for it. Taking steps to secure your family’s financial future is one simple and affordable way to give yourself the freedom to live for today, while helping to take care of tomorrow.

No matter what phase of life you are in, whole life insurance  can provide the kind of long-term financial security that brings peace of mind. What is whole life insurance? It’s a financial tool that takes predictions out of your planning. It’s life insurance that can last a lifetime. It can be included in your financial plan at any life stage — during your working years, retirement or it can even be gifted to children or grandchildren.


How life insurance supports your family


  • Replace lost income
  • Cover the cost of funeral arrangements
  • Pay loans and any taxes owed
  • Continue mortgage payments on the family home
  • Support your children's education
  • Maintain your family's lifestyle
  • Continue retirement savings plans


Your qualified insurance advisor can walk you through the solutions and give you options based on your needs and circumstances. If there are people in your life who depend on you financially, life insurance can be a smart, secure and more affordable solution than you might think.1



This is your whole life


Calculate your needs

To get an idea of your what your family’s expenses might look like in the event of your death, try our life insurance calculator. It doesn’t replace the expertise of a qualified, independent advisor, but it will give you a sense of your family’s needs and estimate the amount of coverage that would help secure their financial future.


Get more with membership

When you trust Foresters with your family’s financial security, you’re joining an organization with a rich history of giving back. We call it life insurance with a larger purpose. With Foresters, you are more than a customer. When you are insured under a Foresters life insurance certificate, you are also a member. Foresters members enjoy meaningful member benefits, including competitive academic scholarships, personal finance counseling and a document preparation service that can help you prepare wills and other important documents.

We believe in enriching the communities where we live, work and raise children. This includes supporting local volunteer efforts and helping families enjoy quality time together with grants programs.

Our two-million strong member network is organized and led by Member Leaders in communities across Canada, the UK and the U.S. As a Forester member, there are many opportunities for you to get involved, have fun and build your personal leadership skills through one-time local commitments or an ongoing role in the Branch network

1 2020 Insurance Barometer Study, LIMRA.

Foresters products and their riders may not be available or approved in all states and are subject to underwriting approval, limitations, contract terms and conditions, and state variations. Refer to the applicable Foresters Product Guide and the insurance contract for your state for these terms and conditions. Products underwritten by The Independent Order of Foresters.

Insurability depends on answers to medical and other application questions and underwriting searches and review.

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