The Independent Order of Foresters (IOF) financial strength, as measured by A.M. Best Company, is rated "A" (Excellent)2 and has been for the past 18 years. In 2018, A.M. Best also assigned IOF’s subsidiaries, Foresters Life Insurance Company (FLIC) and Foresters Life Insurance and Annuity Company (FLIAC) an “A” (Excellent) Financial Strength Rating. The A.M. Best ratings reflect the overall strength and claims-paying ability of IOF, FLIC and FLIAC but does not apply to the performance of any non IOF, FLIC or FLIAC issued product. An "A" (Excellent) rating is assigned to companies that have a strong ability to meet their ongoing obligations to policyholders and have, on balance, excellent balance sheet strength, operating performance and business profile when compared to the standards established by A.M. Best Company. In assigning our ratings on August 2, 2018, A.M. Best stated that the rating outlook is "stable", which means it is unlikely to change in the near future, assuming our financial strength is maintained and our operations grow.
A.M. Best's Online Rating Report