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Your Membership
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Benefits of Membership
Our customers are our members. Members are eligible to apply for certain Member Benefits, which may vary depending on the type of membership you have.

Types of Memberships
There are two categories of Foresters Membership – "voting member" and "non-voting member", depending on the type of product you have through Foresters. There are differences in the benefits offered through these two types of Foresters Membership.

Voting Member
You become a voting member if you are insured or are an annuitant under one of the following products issued by Foresters and maintain your membership in force:
In the U.S. and Canada Canada only
  • Universal Life Insurance
  • Whole Life Insurance
  • Term Life Insurance
  • Flexible Premium Deferred Annuity
  • Single Premium Deferred Annuity
  • Single Premium Immediate Annuity
  • Segregated Funds
  • Registered Income Funds

  • Non-Voting Member
    You became a non-voting member if you purchased financial services products offered through Foresters issued by others (third party products) and completed a membership registration form on or before December 31, 2006.

    Highlights of Foresters Membership
    Membership presents you with a variety of rewards and benefits and these benefits go beyond life insurance or financial services. They're opportunities to get involved with your community. As well, these added benefits may provide more security for your family and wonderful value.
     
    Rights, Privileges & Opportunities Voting Member Non-Voting Member
    Attend Branch events, functions, meetings Yes Yes
    Volunteer at events Yes Yes
    Receive Branch mailings and Foresters publications Yes Yes
    Vote in elections and Branch matters Yes No
    Hold office in a Branch executive Yes No
    Eligible to receive Member Benefits Yes Scholarships Program only

    Find out more about your eligibility for these member benefits.
     
     
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    Quick Links
    Foresters Report to Members – May 2008 
    Which member benefits am I eligible for? 
    North American Service Center 
     
     
    404360 CAN/US (02/08)


    Foresters Sales Agents do not give legal, tax, or estate planning advice. The information given here reflects our understanding of current laws and regulations. Prospective clients should contact their own legal, tax or estate planning advisor(s) on their specific situations. Product information is based on the general version except where state variations may apply.

    ForestersTM is a trademark of The Independent Order of Foresters, a fraternal benefit society, Toronto, Canada, M3C 1T9.