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If you became a Foresters voting member before November 1, 2000
If you became a Foresters voting member before November 1, 2000, you are eligible to apply for the following member benefits:
Education Benefits
Medical Benefits
Non-Medical Benefits
To apply for a Competitive Scholarship see full details below.
To apply for Orphan Scholarships, Medical Benefits, or Non-Medical Benefits, please contact our North American Service Center at 800 828 1540.
Education Benefits
Competitive Scholarships
The Foresters Competitive Scholarship Program offers 350 scholarships worth up to $8,000, for which students of any age with grades from 65% (Canada) or 2.5 (US) may apply. The Foresters Scholarship Program is a competition for scholarships, of $2,000 per year (US or Canadian dollars, depending on the institution for university, college or vocational/technical studies), tenable for up to four consecutive years or until the first degree is obtained. Scholarships are applicable towards full-time studies for an undergraduate degree or diploma from an eligible institution.
Scholarships are awarded to eligible applicants meeting the eligibility requirements (see below). Scholarship recipients will be selected from the completed applications submitted before the deadline date. This program is administered by the Association of Universities and Colleges of Canada.
The Ken Peterson Award for Community Leadership of $5,000 in the first year, may also be rewarded to two applicants who have demonstrated exceptional leadership and extraordinary effort and ability to overcome adversity.
Eligible applicants are:
- The dependent children of a Foresters member (must be a Foresters member's biological or legally adopted child)
- A Foresters member who is 25 years of age or under
- A Foresters member who is a mature student (over 25 years old) who is currently enrolled in full-time post secondary studies (excluding masters or PHD level)
Academic Requirements
- The dependent child or the Foresters member, 25 years of age or under, must have:
- If enrolled in bachelor studies in the year of the award, the student must have a minimum average of 75% (Canadian tens scale) or a GPA of 3.0 (on a 4.0 scale) in the last year of studies
- If enrolled in diploma studies in the year of the award, the student must have a minimum average of 65% (Canadian tens scale) or a GPA of 2.5 (on a 4.0 scale) in the last year of studies
- Mature students will have their academic qualifications evaluated based on proof of registration at an eligible institution as submitted as part of their application package
- All applicants (dependents and mature students) must have performed a minimum of forty (40) hours of community service in the 2 years prior to application.1 Community service is volunteering for any recognized Community Organization (e.g. Boys & Girls Club, Lions Club, Girl Guides, Sports camps, School or Religious institution, etc.).
Restrictions to Eligibility
- Applicants who have previously received a Foresters Competitive Scholarship will not be eligible to apply for a new scholarship.
- Foresters membership must be in effect on the date of application for a Foresters Competitive Scholarship.
- If the member dies in the course of the scholarship, the scholarship given to the dependent child will continue up to its maximum duration as long as that child continues to meet the renewal criteria
- The scholarship will terminate at the end of any academic year in which the Foresters member, if the scholarship recipient, or the sponsoring member ceases to be a member of Foresters
Eligible Institutions
- Canadian and American educational institutions which have recognized degree/diploma-granting powers
- University preparatory programs in any jurisdiction are not eligible (e.g. CEGEPs/pre-university diploma)
Field of Study
- No restrictions on the program of study or discipline
- Program must be of minimum two-year duration
Selection of Scholarship Recipients
- The selection of the scholarship recipients is made by and solely within the discretion of a committee composed of Canadian and American university and college representatives chosen by the Association of Universities and Colleges of Canada (AUCC) with appropriate regard to geographical representation
- Selection Committee's decision is irrevocable
*Foresters exercises no influence in the selection of the scholarship recipients in the adjudication process.
Evaluation Criteria
- Minimum 40 hours of volunteer/community involvement
- Quality of reference letters (as per letter of reference guidelines available with application) with one in support of the applicants community service and one from either the applicants school or a Foresters Branch officer (not related to the applicant)
- Academic performance
Responsibilities of Scholarship Recipients
Responsibilities in the first year of the Scholarship
- Return the signed Award Acceptance Form
- Send proof of registration in a full time program of study in an eligible institution.
- Use the scholarship in the academic year it is awarded
Responsibilities for renewal of the Scholarship in subsequent years
- Complete and return the Renewal Report sent to student by the AUCC each spring
- Renewal Report must be signed by the student and signed and stamped by the institution
- Maintain a full-time course of study and remain in good academic standing as defined by the educational institution
- For those students who have previously received the Scholarship Award, there are no changes to the renewal process
Payment
AUCC will forward payment of the scholarship to the educational institution on behalf of Foresters.
Scholarship Administrator
The Association of Universities and Colleges of Canada (AUCC) administers the scholarship program on behalf of Foresters. The AUCC is the voice of Canada's universities. They represent 175 Canadian public and private not-for-profit universities and university-degree level colleges. Their mandate is to facilitate the development of public policy on higher education and to encourage cooperation among universities and governments, industry, communities, and institutions in other countries. They provide services to member universities in three main areas; public policy and advocacy, communications, research and information sharing and scholarships and international programs.
On-line Application Procedures
As of September 1, 2006, applicants have the option to apply for a scholarship electronically.
Through this system the applicant will be able to track the application using the Scholarship tracking system. Once the application has been submitted electronically, the applicant will be required to mail the supporting documentation requested on the application to the address below.
- Applications must be completed online by the deadline
- Documents to be forwarded to the AUCC to support an online application are:
- Official transcript of the last year of available marks;
- Community Service Achievement List;
- 2 letters of reference (as per letter of reference guidelines available with application) one in support of the applicant's community service and one from either the applicant's school or a Foresters Branch officer (not related to applicant).
Paper Application Procedures
Application packages must be sent to the AUCC post marked no later than the deadline. A complete application package to be forwarded to the AUCC must consist of:
- The completed application form;
- An official transcript of the last year of available marks;
- Community Service Achievement List;
- 2 letters of reference (as per letter of reference guidelines available with application) one in support of the applicant's community service and one from either the applicant's school or a Foresters Branch officer (not related to applicant).
- The Member Consent form
*Only official transcripts will be accepted. Photocopies will not be accepted unless they bear the original signature, school stamp or seal. Further information and application forms should be requested directly from the AUCC at the address noted on the right. Please refer to the Foresters Scholarship Program.
Mail your complete application package to:
Higher Education Scholarships
Association of Universities and Colleges of Canada (AUCC)
Ref: Foresters Scholarship Program
600-350 Albert Street
Ottawa, Ontario K1R 1B1
Telephone: 613 563 1236
Facsimile: 613 563 9745
E-mail: Scholarships@aucc.ca
Continuation
Foresters retains the right to change and/or end the scholarship program without notice.
1Foresters understands that because eligibility requirements have changed, not all potential applicants will have completed 40 hours of volunteer service in the last two years. We encourage all students to apply, however priority will be given to those who meet the volunteer hour requirement in the last two years. Applicants who are unable to meet the community service criteria due to extenuating circumstances (i.e. single parent, family illness, disability) may still apply provided they submit a written account of such circumstances which must be validated by a minister, doctor, school counselor or family service agency.
Orphan Scholarships
- Scholarship grants to children on death of a parent - renewable college or university scholarship grants of up to:
- $1,500 a year on death of a parent, after August 1, 1993, who is not a single parent.
- $3,000 a year on death of a parent, after August 1, 1993, who is a single parent.
- Student loans (U.S. only) - students or their parents who qualify, may take advantage of low-interest loans regulated by the Federal Government: Student borrowers may be eligible for Stafford Loans Parent borrowers may be eligible for PLUS Loans
Medical Benefits
- Cancer - the following grants may be payable to the eligible applicant who is diagnosed with specific types of cancer:
- For members residing in the United States - a grant of up to $4,000 to assist with out-of-pocket expenses incurred from medical treatments.
- For members residing Canada - a grant of up to $200 per month to a maximum of $4,000 to assist with expenses incurred from medical treatment for specific types of cancer, which renders them totally disabled as, determined and defined by Foresters.
- Multiple Sclerosis - the following grants may be payable to the eligible applicant diagnosed with multiple sclerosis.
- For members residing in the United States - a grant of up to $6,000 to assist with out-of-pocket expenses incurred from medical treatments.
- For members residing in Canada - a grant of $200 per month to a maximum of $6,000 to assist with expenses incurred from medical treatment for multiple sclerosis which renders them totally disabled as determined and defined by Foresters.
- Tuberculosis and Infectious Diseases - the following grants may be payable to the eligible applicant diagnosed with active tuberculosis or any of the following infectious diseases, which render them totally disabled as determined and defined by Foresters.
- Up to $300 per month for the first six months, and $200 per month to a maximum of $6,000, while undergoing medical treatment for:
- Hepatitis B & C
- Encephalitis
- Guillain-Barre syndrome
- Meningitis
- Reye's syndrome
- A grant is also available to cover payments for rabies vaccinations as prescribed by a doctor.
Non-Medical Benefits
Orphan benefit plus scholarship grants - if your children are orphaned, a monthly grant payable only to the child's guardian is available to assist with each child's care, maintenance and education in the following amounts*: In lieu of the above benefits, Foresters may provide a scholarship grant of up to $6,000 per year, to a maximum of $24,000 per child towards higher learning, such as an accredited college or university program. Such scholarship will not be provided if the child will be reimbursed for his or her studies from other sources.
Newborn benefit - Special benefits are available upon the birth of a member's new child as follows:
- If a member's newborn does not live beyond the first six months, or the member or spouse dies within 31 days of the date of birth of the newborn, a $5,000 grant is available.
- A $10,000 life insurance certificate issued at standard rates, regardless of the child's health with no evidence of insurability required.*
- The above policy must be applied for within the 31-day period following the first six months from the date of birth to be eligible.
* Except in the state of New York, where the limit for guaranteed insurability is $5,000.
Terminal Illness
An interest-free loan is provided for any insured individual in the benefit member's family who becomes terminally ill. The total loan can be up to 75% of the Net Face Amount of Foresters life insurance (it must be absolutely assigned to Foresters to the extent of its interest, up to a maximum of $250,000). The loan will be repaid from the insurance proceeds payable upon the insured's death.
Eligibility Requirements & Limitations
- Initial diagnosis must occur at least 24 months after the date of application for membership.
- Ineligible: Members who hold only a group insurance contract, individual term insurance that is not renewable and convertible, or term insurance within 5 years of maturity.
- The insured, or owner if other than the insured, must agree that:
- Any irrevocable beneficiary must agree in writing to the loan.
- This loan will be the first charge to the insurance certificate or contract and will take precedence over any death, disability, or other benefits.
- Foresters may increase the amount of the loan to cover administrative costs of maintaining the certificate (i.e. premiums, cost of insurance, expense charges).
- At the time of the loan and prior to the insured's death, the certificate needs to be absolutely assigned to Foresters. The application for the death benefit will be made to the external company. The amount of the loan will be subtracted from the proceeds that the beneficiary receives.
- The benefit payment is contingent upon medical proof satisfactory to Foresters.
Notes:
- Terminally ill means there is a reasonable certainty of death within 12 months as determined by a legally qualified physician who can provide medical proof satisfactory to Foresters.
- Not available in the states of New York and Illinois as a member benefit.
Common carrier accidental death benefit - a grant may be available in the event of accidental death resulting from, and independent of all other causes, riding as a fare-paying passenger in or on boarding or alighting from a common carrier as defined by Foresters.
- $100,000 for the member who is designated as the primary applicant
- $50,000 for the spouse of the member
- $25,000 for each dependent child of the member
Senior benefit - for senior members and their spouses (65 and over) living accommodations and maintenance may be available subject to satisfying current eligibility requirements noted below. The applicant:
- Must be unable to support themselves financially.
- Must be a member in good standing for not less than 15 years.
- Must be of sound mind, ambulatory (in Canada) and in good health (in the U.S.), free from all contagious and infectious diseases and in the U.S. capable of self-maintenance.
- Must be willing to assign and transfer to Foresters all real and personal property which he or she then owns, is entitled to or which may come into his or her possession at a later date. The transfer of such property will be handled with sensitivity and discretion.
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