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My Foresters product was purchased on or before October 31, 2000   
Scholarship grant on death of a parent
Orphan member benefit and scholarship
Medical member benefits
Terminal Illness
Common carrier accidental
death benefit
Newborn member benefit
Senior member benefit
Foresters Competitive Scholarships
Family Events
Community involvement
My Foresters product was purchased on or after November 1, 2000
Foresters Volunteer Leadership
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Benefits of Membership
Foresters member benefits help families like yours live for today, plan for tomorrow and make a difference along the way. Over the course of your lifetime Foresters benefits may provide you and your family with thousands of dollars of value above and beyond the value of your insurance product

My Foresters product was purchased on or before October 31, 2000

  • Foresters Competitive Scholarships

  • Each year, the Foresters Competitive Scholarship Program offers up to 350 scholarships for higher learning worth up to $8,000 each. Students of any age with grades from 65% (Canada) or a 3.0 grade point average (US) may apply. Foresters may also reward up to five applicants who have demonstrated exceptional leadership and extraordinary effort and ability to overcome adversity the Ken Peterson Award for Community Leadership. Ken Peterson scholarship winners receive $5,000 in the first academic year and $2,000 per year thereafter, up to $11,000 in total. More >

  • Everyday Money
  • A toll-free and confidential phone-based financial helpline that gives you access to an accredited counselor that can help answer your questions about everyday management of your money, call 877 230 1692 today.

  • Family Events
  • As a Foresters member, you can spend time with your family at sporting events, theme parks and more at little to no cost. These events allow your family to enjoy quality time together without the hassle of planning or the burden of high costs. In 2008, more than 40,000 members and guests participated in almost 500 Foresters events. More >

  • Community Involvement
  • Foresters provides you and your family with opportunities to make a difference through meaningful activities that promote family time and children’s health. Activities include building playgrounds and supporting local children’s hospitals through Children’s Miracle Network. Foresters also awards members grants for projects of any size that respond to a real need and have a positive impact in their community. More >

  • Foresters Volunteer Leadership
  • As a Foresters member, you can shape the future and direction of our organization by choosing to become involved as a volunteer leader. More >

  • Scholarship Grant on Death of a Parent
  • Scholarship Grant on Death of a Parent member benefit provides a scholarship for higher learning to help cover tuition and maintenance upon the death of one or both parents of a child. Scholarship availability and amounts differ by parental status and date of death. More >

  • Orphan Member Benefit and Scholarship
  • Upon the death of both parents, the Orphan Member Benefit provides the guardian of the member’s children up to age 18, a monthly allowance that ranges from $270-$375 per child depending on the age of the child. The scholarship benefit provides the children with a renewable scholarship of up to $6,000 per year for higher learning for up to four years to cover tuition and maintenance. More >

  • Medical Member Benefits
  • A lump sum or monthly grant may be paid, up to a lifetime maximum, due to diagnosis of certain critical illnesses for any one family member. More >

  • Terminal Illness Loan
  • An interest-free loan is provided for an insured member who becomes terminally ill. The total loan can be up to 75% of the total amount of the Foresters life insurance on that insured. The maximum loan amount is $250,000. This loan will be repaid from the insurance proceeds payable upon the insured's death. More >

  • Common Carrier Accidental Death Benefit
  • This benefit is available to members who are fare-paying passengers in the event of their accidental death resulting exclusively from riding, boarding or exiting from a public vehicle or aircraft. This benefit provides a grant of $100,000 for the death of the member who is the primary insured under the life insurance certificate. It also provides $50,000 for the death of the spouse of that member and $25,000 for the death of each dependent child of that member. More >

  • Newborn Member Benefit
  • Newborn Member Benefit may provide a $5,000 grant when an eligible member’s newborn child does not live beyond six months of age and/or the eligible member dies within 31 days after giving birth. The benefit also offers up to $10,000 of guaranteed insurability on the life of the newborn. More >

  • Senior Member Benefit
  • Living accommodations and a small monthly stipend at a Foresters-appointed facility may be provided to indigent Foresters members. More >

  • Natural Disaster Relief
  • Emergency grants of $300 to cover basic needs such as clothing, food and shelter are available to help members and their families recover from natural disasters like hurricanes and floods. This money is considered short term emergency relief. The actual amount granted would be based upon the specific need of the household and may vary depending upon the type of disaster.

Still have questions? Click through the links or call us at 800 828 1540

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Foresters Sales Agents do not give legal, tax, or estate planning advice. The information given here reflects our understanding of current laws and regulations. Prospective clients should contact their own legal, tax or estate planning advisor(s) on their specific situations. Product information is based on the general version except where state variations may apply.

ForestersTM is a trademark of The Independent Order of Foresters, a fraternal benefit society, Toronto, Canada, M3C 1T9.