|
|
 |
 |
With variable universal life, your premiums - after deductions for costs of insurance, policy and administrative fees - are invested in sub-accounts managed by world-class money managers.
Variable universal life insurance1 offers the security and tax advantages of life insurance with the growth potential of equity investing. So you not only get life insurance, you also get cash value that can grow based on market performance. Variable universal life insurance also offers a unique way to preserve your assets.
Invest your policy value as aggressively or as conservatively as you wish, building on your own goals and
objectives2. You can move your investments around with transfers between sub-accounts within the
policy3. And you get to choose your premium payment at application, which, with certain limitations, you can later adjust. Based on market performance, an additional premium may be needed to keep coverage in force.
| |
Tax Benefits – Under current tax laws, any earnings from your invested premiums are tax-deferred until you withdraw them4.
|
| |
Your Family Is Well Protected – You can choose a death benefit for insurance coverage that can remain level or can increase over time with your policy value. And this death benefit passes to your beneficiary income tax-free and without probate costs5.
|
| |
An Opportunity To Borrow – Loan provisions let you get a loan against the policy's cash value as your policy grows. This may come in very handy if you need money for college, medical bills or retirement expenses6.
|
|
Email this Page » Print this page » |
|
|
|
for Americans
