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Term Life Insurance
Build your foundation with term life insurance

Term life insurance can be an affordable starting point for your financial plan. Whether you’re:
  • Starting a new life with your partner
  • Purchasing or refinancing a home
  • Providing for your children’s education
  • Providing for loved ones or yourself in the event of total disability or critical illness (this is an optional rider/feature of term insurance)
Term life insurance can create a greater sense of comfort and security. It helps you put a fundamental component of your financial plan in place.

A flexible foundation

Foresters Strong Foundation1 is our next generation level term life insurance, featuring benefits that offer you flexibility and choice.

Basic protection
Customize your basic coverage to protect your financial future and the future of your loved ones.
  • Choose how much insurance protection your family needs to help make it easier for them to meet final expenses and financial obligations in the event of your death.
  • Choose from three initial terms – 15, 20 and 30 years to match up with specific needs such as a mortgage or your children’s education.
  • Manage your budget with guaranteed level premiums for the initial term.
Accident and illness protection options
Maintain your family’s way of life should you become totally disabled, due to bodily injury directly resulting from an accident or critically ill. You can receive cash benefits to help with unforeseen expenses that can quickly erode your family’s budget.

Extended family protection options
Through optional riders, you can combine additional protection for you and your family in one contract.

Financial protection option
Foresters Strong Foundation features the Living Rewards Rider, a refund of premium benefit. Not only does your family get the life insurance protection they need if you die, you can receive a refund of your eligible premiums, if you outlive the initial term.2

Talk to your life insurance representative today about Foresters Strong Foundation.

1 This certificate is filed under form number SIEN-15-US01-2006, SIEN-20-US01-2006, SIEN-30-US01-2006, SFEN-15-US01-2006, SFEN-20-US01-2006, SFEN-30-US01-2006 or SIEN-15-XX01-2006, SIEN-20-XX01-2006, SIEN-30-XX01-2006, SFEN-15-XX01-2006, SFEN-20-XX01-2006, SFEN-30-XX01-2006 where XX corresponds with your state’s postal abbreviation. May not be available or approved in all states.
2 Subject to the conditions, limitations and deductions described in the rider.

 
 
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Foresters Sales Agents do not give legal, tax, or estate planning advice. The information given here reflects our understanding of current laws and regulations. Prospective clients should contact their own legal, tax or estate planning advisor(s) on their specific situations. Product information is based on the general version except where state variations may apply.

ForestersTM is a trademark of The Independent Order of Foresters, a fraternal benefit society, Toronto, Canada, M3C 1T9.