|
|
 |
 |
Protecting Your Family If You Become Too Sick Or Hurt To Work
Many people know about insurance that covers health care costs such as prescription drug costs and dental bills, but are you as familiar with coverage that helps protect your income and lifestyle? What if you become too sick or hurt to work?
Think it can’t happen to you?
During the course of your career, you are three and a half times more likely to be injured and need disability
insurance than you are to die and need life insurance1.
Income protection, in the form of Disability Insurance, pays benefits if you are sick or injured and unable to work. You can help protect your financial security, and the people you love, by "continuing" a substantial portion of income.
When reviewing your income protection needs, it's important to consider whether you already have access to benefits and how much coverage those benefits would offer you during a disability.
In terms of Disability Insurance, consider a plan that provides for:
| |
Replacement Of Income – You'll receive a monthly benefit proportional to your loss of earnings.
|
| |
Rehabilitation Benefits – In addition to a steady income while you're disabled, many plans offer extra benefits to provide training and vocational therapy.
|
| |
Guaranteed Renewability – An important component of any plan, this feature ensures that your policy cannot be cancelled and rates won't rise until you reach at least age 65.
|
To find out more about Disability Insurance and how it can protect your income and your savings, contact your local Foresters office.
|
Email this Page » Print this page » |
|
|
|
for Americans
