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International Fund

Investment Adviser: Foresters Investment Management Company, Inc. is the Fund's investment adviser and Vontobel Asset Management, Inc. serves as subadviser of the Fund.

Portfolio Manager: Matthew Benkendorf

Investment Objective and Strategy

The Fund primarily seeks long-term capital growth. The Fund primarily invests in a portfolio of common stocks and other equity securities of companies that are located outside of the United States. To a limited degree, the Fund may also invest in companies based in the United States. The Fund typically invests in the securities of medium to large size companies, but will also invest in smaller companies. The Fund’s holdings may be limited to the securities of 40 to 60 different issuers and the Fund may focus its investments in companies located in or tied economically to particular countries or regions. The Fund generally invests in securities that are traded in the foreign securities markets, though it may invest significantly in emerging or developing markets. 

Sector Allocation (%)

As of 06-30-2017

This information is for illustrative purposes only and includes only invested cash; therefore, the sum of all sectors as a percentage of net assets may not equal 100%.

Returns as of 06-30-2017 06-30-2017
Gross/Net Exp as of 09-30-2016 Gross/Net Exp as of 09-30-2016
Average Annual Total Returns
Class 1 Yr. % 3 Yr. % 5 Yr. % 10 Yr. % Since inception* Inception date Gross/Net Exp %
Average Annual Total Returns
Aat NAV14.463.897.272.79N/A06-26-20061.61/1.61
w/ sales charge7.891.876.012.18N/A06-26-20061.61/1.61
Bat NAV13.553.046.412.13N/A06-26-20062.45/2.45
w/ sales charge9.552.096.102.13N/A06-26-20062.45/2.45
Advisorat NAV14.914.30N/AN/A4.7704-01-20131.24/1.24
Institutionalat NAV15.124.42N/AN/A4.9604-01-20131.12/1.12
Average Annual Total Returns
ClassA
at NAV
1 Yr. %14.46
3 Yr. %3.89
5 Yr. %7.27
10 Yr. %2.79
Since inception*N/A
Inception date06-26-2006
Gross/Net Exp %1.61/1.61
Average Annual Total Returns
ClassA
w/ sales charge
1 Yr. %7.89
3 Yr. %1.87
5 Yr. %6.01
10 Yr. %2.18
Since inception*N/A
Inception date06-26-2006
Gross/Net Exp %1.61/1.61
Average Annual Total Returns
ClassB
at NAV
1 Yr. %13.55
3 Yr. %3.04
5 Yr. %6.41
10 Yr. %2.13
Since inception*N/A
Inception date06-26-2006
Gross/Net Exp %2.45/2.45
Average Annual Total Returns
ClassB
w/ sales charge
1 Yr. %9.55
3 Yr. %2.09
5 Yr. %6.10
10 Yr. %2.13
Since inception*N/A
Inception date06-26-2006
Gross/Net Exp %2.45/2.45
Average Annual Total Returns
ClassAdvisor
at NAV
1 Yr. %14.91
3 Yr. %4.30
5 Yr. %N/A
10 Yr. %N/A
Since inception*4.77
Inception date04-01-2013
Gross/Net Exp %1.24/1.24
Average Annual Total Returns
ClassInstitutional
at NAV
1 Yr. %15.12
3 Yr. %4.42
5 Yr. %N/A
10 Yr. %N/A
Since inception*4.96
Inception date04-01-2013
Gross/Net Exp %1.12/1.12
Average Annual Total Returns
Class 1 Yr. % 3 Yr. % 5 Yr. % 10 Yr. % Since inception* Inception date Gross/Net Exp %
Average Annual Total Returns
Aat NAV14.463.897.272.79N/A06-26-20061.61/1.61
w/ sales charge7.891.876.012.18N/A06-26-20061.61/1.61
Bat NAV13.553.046.412.13N/A06-26-20062.45/2.45
w/ sales charge9.552.096.102.13N/A06-26-20062.45/2.45
Advisorat NAV14.914.30N/AN/A4.7704-01-20131.24/1.24
Institutionalat NAV15.124.42N/AN/A4.9604-01-20131.12/1.12
Average Annual Total Returns
ClassA
at NAV
1 Yr. %14.46
3 Yr. %3.89
5 Yr. %7.27
10 Yr. %2.79
Since inception*N/A
Inception date06-26-2006
Gross/Net Exp %1.61/1.61
Average Annual Total Returns
ClassA
w/ sales charge
1 Yr. %7.89
3 Yr. %1.87
5 Yr. %6.01
10 Yr. %2.18
Since inception*N/A
Inception date06-26-2006
Gross/Net Exp %1.61/1.61
Average Annual Total Returns
ClassB
at NAV
1 Yr. %13.55
3 Yr. %3.04
5 Yr. %6.41
10 Yr. %2.13
Since inception*N/A
Inception date06-26-2006
Gross/Net Exp %2.45/2.45
Average Annual Total Returns
ClassB
w/ sales charge
1 Yr. %9.55
3 Yr. %2.09
5 Yr. %6.10
10 Yr. %2.13
Since inception*N/A
Inception date06-26-2006
Gross/Net Exp %2.45/2.45
Average Annual Total Returns
ClassAdvisor
at NAV
1 Yr. %14.91
3 Yr. %4.30
5 Yr. %N/A
10 Yr. %N/A
Since inception*4.77
Inception date04-01-2013
Gross/Net Exp %1.24/1.24
Average Annual Total Returns
ClassInstitutional
at NAV
1 Yr. %15.12
3 Yr. %4.42
5 Yr. %N/A
10 Yr. %N/A
Since inception*4.96
Inception date04-01-2013
Gross/Net Exp %1.12/1.12

*For funds with less than 1, 3, 5 or 10 year performance data.

 

 

The performance data quoted represents past performance. Past performance does not guarantee future results. Investment return and principal value will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be higher or lower than the performance data quoted. Performance of share classes will differ because each class is sold pursuant to different sales arrangements and bears different expenses.  The Class A returns shown with sales charges are based on the maximum sales charge of 5.75%. The Class B returns shown with sales charges are adjusted for the applicable deferred sales charge (maximum of 4% in the first year). The Advisor Class and Institutional Class returns are shown as NAV only returns since these classes are sold without sales charges. Redemptions of Class B shares may be subject to a deferred sales charge. For performance data current to the most recent month-end call 800 524 2803 or visit Pricing & Performance. Returns may reflect waivers or reimbursements of certain expenses. Absent of these waivers or reimbursements, returns may be lower.

Sector Allocation (%)

As of 06-30-2017

This information is for illustrative purposes only and includes only invested cash; therefore, the sum of all sectors as a percentage of net assets may not equal 100%.

Regional Allocation

As of 06-30-2017
Security% of Total Net Assets
United Kingdom16.1%
United States13.6%
India8.5%
Switzerland7.2%
France7.0%
Canada5.9%
Japan5.2%
Spain4.7%
Netherlands4.5%
Ireland3.6%
Hong Kong3.5%
Germany3.3%
China3.2%
Belgium2.8%
Australia2.4%
South Africa2.1%
Taiwan1.9%
Mexico1.4%
Brazil1.3%
Denmark0.5%
Cash Equivalents0.6%
Total99.1%

This information is for illustrative purposes only and includes only invested cash; therefore, the sum of all sectors as a percentage of net assets may not equal 100%.

Top Holdings (%)

As of 06-30-2017
Top Holdings (%)
Security% of Total Net Assets
HDFC Bank, Ltd.5.0%
British American Tobacco, PLC4.8%
Unilever NV-CVA4.5%
Reckitt Benckiser Group, PLC4.0%
Mastercard, Inc.4.0%
Philip Morris International, Inc.3.5%
Housing Development Finance Corp., Ltd.3.4%
SAP SE3.3%
Alibaba Group Holding, Ltd.3.2%
Aena SA3.2%
Total38.9%

This information is solely for illustrative purposes. The portfolio as of the date of this report may or may not be the same as the portfolio on the date this material is used.

Class A Class B Advisor Class Institutional Class
Shareholder Fees (fees paid directly from your investment)
Maximum sales charge (load) imposed on purchases (as a percentage of offering price) 5.75%1 None None None
Maximum deferred sales charge (load) (as a percentage of the lower of purchase price or redemption price) 1.00%2 4.00%3 None None
Class A Class B Advisor Class Institutional Class
Annual Fund Operating Expenses (expenses that you pay each year as a percentage of the value of your investment)
Management Fees 0.98% 0.98% 0.98% 0.98%
Distribution and Service (12b-1) Fees 0.30% 1.00% None None
Other Expenses 0.33% 0.47% 0.26% 0.14%
Total Annual Fund Operating Expenses 1.61% 2.45% 1.24% 1.12%

1 Due to rounding of numbers in calculating a sales charge, you may pay more or less than what is shown above.

2 A CDSC of 1.00% will be assessed on certain redemptions of Class A shares that are purchased without a sales charge.

3 4.00% in the first year, declining to 0% after the sixth year. Class B shares convert to Class A shares after eight years.

Managers

Vontobel Asset Management, Inc. (“Vontobel”), serves as the investment subadviser of the Fund.

Matthew Benkendorf, Managing Director, Chief Investment Officer and Portfolio Manager for Vontobel has served as the Portfolio Manager of the International Fund since March 2016 and also serves as the Portfolio Manager for another First Investors Fund. Mr. Benkendorf joined Vontobel in 1999 and has been a portfolio manager at Vontobel since 2006. 

How to obtain a prospectus

For more complete information on any First Investors fund, you may obtain a free prospectus by
downloading it here, contacting your registered representative, or calling 800 423 4026. You should consider the investment objectives, risks, fees or charges, and expenses of the fund carefully before investing. The prospectus and summary prospectus contain this and other information about the fund, and should be read carefully before you invest or send money. An investment in a fund is not a bank deposit and is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.

 

Principal Risks:  You can lose money by investing in the Fund.  There is no guarantee that the Fund will meet its investment objective.  The Fund is intended for investors who:

  • Are seeking capital growth,
  • Want exposure to investments in foreign companies,
  • Are willing to accept a high degree of investment risk, and
  • Have a long-term investment horizon and are able to ride out market cycles.

Here are the principal risks of investing in the Fund:

Emerging Markets Risk.  The risks of investing in foreign securities are heightened when investing in emerging or developing markets.  The economies and political environments of emerging or developing countries tend to be more unstable, resulting in more volatile rates of returns than developed markets and substantially greater risk.

Foreign Securities Risk.  There are special risk factors associated with investing in foreign securities, including the risks of fluctuations in exchange rates, potential political and economic instability, differing accounting and financial reporting standards or inability to obtain reliable financial information regarding a company’s financial condition, less stringent regulation and supervision of foreign securities markets, custodians and securities depositories, and potential capital restrictions.  To the extent the Fund invests a significant portion of its assets in securities of a single country or region, it is more likely to be affected by events or conditions of that area.  As a result, it may be more volatile than a more geographically diversified fund.

Limited Holdings Risk.  The Fund’s assets may be invested in a limited number of issuers.  This means that the Fund’s performance may be substantially impacted by the change in value of even a single holding. 

Liquidity Risk.  The Fund is also susceptible to the risk that certain investments may be difficult or impossible to sell at a favorable time or price.  Market developments may cause the Fund’s investments to become less liquid and subject to erratic price movements.  This risk is particularly acute in the case of foreign securities that are traded in smaller, less-developed or emerging markets.

Market Risk.  Stock prices may decline over short or even extended periods not only because of company-specific developments, but also due to general economic and market conditions, adverse political or regulatory developments or interest rate fluctuations.  Adverse market events may lead to increased redemptions, which could cause the Fund to experience a loss or difficulty in selling securities to meet redemptions.

Mid-Size and Small-Size Company Risk.  The market risk associated with the securities of mid- and small-size companies is generally greater than that associated with securities of larger companies because such securities tend to experience sharper price fluctuations than those of larger companies.  At times, it may be difficult for the Fund to sell mid-to-small size company stocks at reasonable prices.

Sector Risk.  Sector risk is the risk associated with the Fund holding a significant amount of investments in similar businesses, which could be affected by the same economic or market conditions.

Security Selection Risk.  Securities selected by the portfolio manager may perform differently than the overall market or may not meet the portfolio manager’s expectations.

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