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Plan today for your family’s future

If you’re looking for a lifetime of protection, whole life insurance may be the ideal choice for you. As the name suggests, it is insurance designed for your whole life. Some whole life insurance products can build cash value that you may borrow against to pay for things like home renovations or children’s college education. If you choose single premium whole life insurance, it may build cash value even faster since you only pay one premium up-front. 
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Participating whole life insurance (or ‘par’ whole life) can generate dividends1. Insurance contracts normally allow these dividends to be taken in cash, applied to reduce premiums, left to increase cash values or applied to buy additional insurance in the form of a paid-up addition (PUA).1

Why consider whole life insurance?

For generations, millions of individuals have turned to whole life insurance to meet their life insurance needs because with whole life, your premiums are fixed for the life of the policy. And as long as your premiums are paid in a timely manner the policy will generally remain in force and cannot be cancelled. In addition, whole life can build cash values on a tax-deferred basis, which can be used to help fund expenses during your lifetime.

Our whole life insurance options

Foresters Financial also offers

Foresters Financial and Foresters are trade names and trademarks of The Independent Order of Foresters (a fraternal benefit society) and its subsidiaries.

 

1 Depending on the product, dividends can be expected but not guaranteed.Dividend withdrawals or loans will reduce the death benefit and cash values and may affect how long the insurance contract is in effect. For loans, interest is charged daily at the current Foresters U.S. variable loan rates.

413169 US (12/15)

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