Investing in your child's future
At Foresters Financial we understand how important it is to save for your child’s future and look after the savings needs of over one million children in the UK.
You may not know what they want to be now and no one can predict the future, but one thing is for certain, a lump sum can open up more choices and opportunities when your child reaches 18.
Offering you choice in how you gift
Whether your child has one of our Child Trust Funds (CTF) or our Junior ISAs, we offer a range of ways in which you can do business with us. So whether you want to contribute online, by phone, with one of our Financial Advisers or even by post, you can do business with us in a way that suits you.
A flexible way to save
Our children’s savings offer an easy and flexible way to save for your child. You can set up a Direct Debit from as little as £10 a month or make one-off payments by debit card, standing order, or cheque.
View our child savings products
Family and friends can add too
As long as the joint contributions don’t exceed the yearly contribution limit of £4,128 (birthday to birthday for CTFs and tax year for Junior ISAs) then anyone can contribute into your child’s account – it makes a great gift for a special occasion such as a birthday. Anyone adding into an account can also set up an online account so they can manage the amounts they contribute and also save their details making it easier to provide a gift.
All gifts into your child’s Plan, belong to the child and cannot be withdrawn until they reach age 18. If they don’t need the money then it will automatically transfer to an Adult ISA so they can save for even longer.
The value of your investment can fall as well as rise, and as with all stock market investments you may get back less than paid in, inflation could reduce what you can buy in the future.
Top up or gift a child savings plan